Credit Strategy Manager

LendingClub; San Francisco (CA); Hybrid; USD 136,000 - 155,000; Full time

Job summary

LendingClub is seeking a Credit Strategy Manager who will be responsible for managing credit risk strategies, developing underwriting processes, and analyzing data to optimize loan performance. This role requires strong analytical skills and experience in financial risk management, offering a competitive salary and benefits in a hybrid working environment.

Benefits

Competitive benefits package

401(k) match

Flexible time off policies

Up to 16 weeks paid parental leave

Qualifications

• 3+ years of experience in credit, analytics, risk management, or data science.
• Bachelor's degree or higher in a quantitative field.
• Excellent communication skills required.

Responsibilities

• Develop and implement credit risk strategies.
• Craft automated dashboards to track KPIs.
• Use analytical techniques to optimize risk-adjusted revenue.

Skills

SQL

SAS

R

Python

Data visualization

Education

Bachelor's degree in Statistics

Bachelor's degree in Math

Bachelor's degree in Engineering

Bachelor's degree in Economics

Tools

Tableau

Excel

Job description

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LendingClub Corporation (NYSE: LC) is the parent company of LendingClub Bank, National Association, Member FDIC. We are the leading digital marketplace bank in the U.S., having helped our nearly 5 million members secure over $90 billion in loans to refinance high-cost debt and achieve their financial goals. Members today have mobile-first access to a growing range of products and services designed to work seamlessly together to deliver value in new ways. Everyone deserves a better financial future, and our team is committed to making that a reality. Join the Club!

About The Role

As a key member of the credit risk management team, you will be responsible for managing and crafting risk strategies along with developing and tracking appropriate metrics. You will develop personal loan underwriting and pricing strategy, driving loan growth/yield improvement initiatives, managing program performance KPIs, and serve as an active stakeholder in flawless implementation.



What You'll Do

• Develop, implement and handle credit risk strategies that involve elements of credit underwriting, pricing, loan amount assignment and verification based on an estimation of probability of default
• Design A/B tests to help understand risk return tradeoffs using hypothesis testing frameworks
• Craft automated dashboards to track KPIs around funnel conversion and strategy/portfolio performance; summarize and present findings to senior management
• Use analytical techniques to mine loan data, and convert findings into executions, including risk mitigation actions, pricing optimization and credit expansion opportunities, to optimize risk-adjusted revenue
• Expand existing set of data used in credit decisioning process by evaluating information; value of non-traditional data sources and by re-engineering use of existing data elements
• Work closely with technology teams to ensure new strategies are implemented accurately and as designed
  
  

About You

• 3+ years of experience in some combination of credit, analytics, risk management, and data science
• Bachelor's degree or higher in a quantitative field (e.g. Statistics, Math, Engineering, Economics); or equivalent work experience
• Technical skills such as SQL, SAS, R, and Python
• Experience with BI/data visualization tools, like Tableau or Excel, to create dashboards
• Excellent written and verbal communication skills
  
  

Work Location

San Francisco

We are currently working a hybrid schedule and our teams are in-office Tuesdays, Wednesdays, and Thursdays.

Time Zone Requirements

Primarily PT

Travel Requirements

If you need to travel for work, LendingClub will cover your travel related expenses.

Compensation

The target base salary range for this position is 136,000-155,000. The position is also eligible to receive a bonus (which is based on company performance, employee performance and eligible earnings), equity, and benefits. Our salary ranges, other compensation and benefits offered are determined by role, experience level and location.

We’re creating new financial services solutions for our members based on fairness, simplicity, and heart, and we treat our employees the same way. We offer a competitive benefits package that includes medical, dental and vision plans for employees and their families, 401(k) match, health and wellness programs, flexible time off policies for salaried employees, up to 16 weeks paid parental leave and more.

LendingClub is an equal opportunity employer and dedicated to diversity, equity, and inclusion in the workplace. We do not discriminate on the basis of race, religion, color, national origin, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), gender, gender identity, gender expression, sexual orientation, age, marital status, veteran status, disability status, political views or activity, or other applicable legally protected characteristics. We believe that a variety of perspectives will make our teams and business stronger as we work together to transform the traditional banking system.

We are committed to providing reasonable accommodations for qualified individuals with disabilities in our job application process. If you need assistance or an accommodation due to a disability, please contact us at [e-mail].

Seniority level

• Seniority level

  Not Applicable

Employment type

• Employment type

  Full-time

Job function

• Job function

  Business Development and Sales

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