Credit Solutions Analyst or Associate (AVP) - Growth & Middle Market Technology Banking

MUFG Bank; Los Angeles (CA); Hybrid; USD 100,000 - 160,000; Full time

Job summary

A leading financial group is seeking an Analyst or Associate to support Growth & Middle-Market Technology Banking. This role involves credit analysis, managing credit exposure, and ensuring compliance. Ideal candidates will have a strong background in financial modeling and a relevant educational degree. A comprehensive compensation and benefits package is offered to enhance employee well-being.

Benefits

Competitive benefits package

Comprehensive health and wellness benefits

Retirement plans

Educational assistance and training programs

Paid maternity and parental leave

Qualifications

• 12 years of relevant credit risk experience for Analyst candidates; 3-5 years for Associate candidates.
• Knowledge of accounting and corporate finance principles.
• Strong written, verbal, and interpersonal skills.

Responsibilities

• Support the credit analysis and portfolio management of Growth and Middle Market Credit Solutions.
• Perform due diligence on new transactions and evaluate existing loan portfolios.
• Maintain knowledge of industries represented in portfolio.

Skills

Financial modeling

Financial analysis

Risk assessment

Interpersonal skills

Time management

Education

Bachelors degree in business, finance, economics

Tools

Microsoft Excel

Microsoft Power Point

Microsoft Access

SQL

Data analysis

Job description

Do you want your voice heard and your actions to count

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG) one of the worlds leading financial groups. Across the globe were 120000 colleagues striving to make a difference for every client organization and community we serve. We stand for our values building long-term relationships serving society and fostering shared and sustainable growth for a better world.

With a vision to be the worlds most trusted financial group its part of our culture to put people first listen to new and diverse ideas and collaborate toward greater innovation speed and agility. This means investing in talent technologies and tools that empower you to own your career.

Join MUFG where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

Job Summary :

The Growth and Middle-Market Technology Banking team at MUFG covers the most exciting venture backed private equity owned and publicly traded technology companies in the world. They support pre-IPO growth and middle-market public companies in the innovation ecosystem by evaluating structuring and underwriting loan facilities and other credit exposures.

We are seeking an Analyst or an Associate (AVP) level individual who will be supporting Growth & Middle Market Credit Solutions transaction origination and credit analysis efforts. This includes assessing risk factors associated with each credit determining appropriate risk ratings based on established policies and guidelines underwriting loan structuring navigating the credit approval process and managing the credit exposure within portfolios.

Responsibilities :

• Work within a deal team environment to support the credit analysis and portfolio management of the Growth and Middle Market Credit Solutions business unit
• Perform due diligence on new transactions as well as regularly scheduled evaluation of the existing loan portfolio
• Provide support for evaluating structuring and negotiating terms and credit agreements with clients
• Support the preparation of detailed credit analyses and required credit applications in accordance with internal policies and regulatory guidance including the evaluation of company-specific industry and regulatory risks
• Utilize your strong financial modeling skills for both the credit application process and quarterly review presentations
• Understand and maintain knowledge of industries represented in portfolio including technical aspects and regulatory issues utilizing internal and external sources
• Provide oversight of facility closing procedures including both operations and documentation
• Support communication with the credit approval division to ensure alignment of risk strategy and policy
• Ensure compliance with policy and regulatory requirements

Skills & Experience :

• Ideally a bachelors degree in business finance economics or equivalent work experience
• 12 years of relevant credit risk experience for Analyst candidates and 35 years for Associate candidates in a financial institution accounting firm rating agency or equivalent credit risk related function analyzing corporate borrowers risk and credit profiles
• Strong financial spreading and modeling skills
• Knowledge of accounting and corporate finance principles
• Team player who will roll up their sleeves to deliver seamless execution
• Strong written verbal and interpersonal skills
• Strong time management and organizational skills
• Skilled in Microsoft Word Power Point and Excel

Compensation & Benefits :

The typical base pay range for this role is between $100k- $160k depending on job-related knowledge skills experience and location. This role may also be eligible for certain discretionary performance-based bonus and / or incentive compensation. Additionally our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits retirement plans educational assistance and training programs income replacement for qualified employees with disabilities paid maternity and parental bonding leave paid vacation sick days and holidays. For more information on our Total Rewards package please click the link below.

MUFG Benefits Summary

We will consider for employment all qualified applicants including those with criminal histories in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance (ii) the City of Los Angeles Fair Chance Initiative for Hiring Ordinance (iii) the Los Angeles County Fair Chance Ordinance and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment if any.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race color national origin religion gender expression gender identity sex age ancestry marital status protected veteran and military status disability medical condition sexual orientation genetic information or any other status of an individual or that individuals associates or relatives that is protected under applicable federal state or local law.

Required Experience :

Exec

Key Skills

Microsoft Access,SQL,Analysis Skills,Microsoft Powerpoint,Securities Law,Data Mining,Investment Banking,Market Research,Microsoft Excel,Visual Basic,Bloomberg,Data Analysis Skills

Employment Type : Full-Time

Experience : years

Vacancy : 1

Monthly Salary Salary : 100 - 160

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Credit Analyst • Los Angeles, California, USA