Credit Solutions Analyst or Associate (AVP) - Growth & Middle Market Technology Banking

MUFG Americas; Los Angeles (CA); Hybrid; USD 100,000 - 160,000; Full time

Job summary

Join a leading financial group as an Analyst or Associate in the Growth and Middle-Market Technology Banking team. Engage in supporting transaction origination and credit analysis for innovative companies. Leverage your financial skills to contribute to the pre-IPO growth of leading technology firms while collaborating within a team-oriented environment.

Benefits

Comprehensive health and wellness benefits

Retirement plans

Educational assistance and training programs

Paid vacation and holidays

Qualifications

• 1-2 years of relevant credit risk experience for Analyst candidates.
• 3-5 years for Associate candidates in financial institutions.
• Strong financial spreading skills.

Responsibilities

• Support credit analysis and portfolio management.
• Perform due diligence on new transactions.
• Prepare detailed credit analyses and credit applications.

Skills

Financial modeling

Attention to detail

Time management

Interpersonal skills

Education

Bachelor's degree in business, finance, or economics

Equivalent work experience

Tools

Microsoft Word

Power Point

Excel

Job description

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

Job Summary:

The Growth and Middle-Market Technology Banking team at MUFG covers the most exciting venture backed, private equity owned and publicly traded technology companies in the world. They support pre-IPO growth and middle-market public companies in the innovation ecosystem by evaluating, structuring and underwriting loan facilities and other credit exposures.

We are seeking an Analyst or an Associate (AVP) level individual, who will be supporting Growth & Middle Market Credit Solutions transaction origination and credit analysis efforts. This includes assessing risk factors associated with each credit, determining appropriate risk ratings based on established policies and guidelines, underwriting, loan structuring, navigating the credit approval process, and managing the credit exposure within portfolios.

Responsibilities:

• Work within a deal team environment to support the credit analysis and portfolio management of the Growth and Middle Market Credit Solutions business unit
• Perform due diligence on new transactions as well as regularly scheduled evaluation of the existing loan portfolio
• Provide support for evaluating, structuring and negotiating terms and credit agreements with clients
• Support the preparation of detailed credit analyses and required credit applications in accordance with internal policies and regulatory guidance, including the evaluation of company-specific, industry, and regulatory risks
• Utilize your strong financial modeling skills for both the credit application process and quarterly review presentations
• Understand and maintain knowledge of industries represented in portfolio, including technical aspects and regulatory issues utilizing internal and external sources
• Provide oversight of facility closing procedures including both operations and documentation
• Support communication with the credit approval division to ensure alignment of risk strategy and policy
• Ensure compliance with policy and regulatory requirements

Skills & Experience:

• Ideally a bachelor's degree in business, finance, economics or equivalent work experience
• 1–2 years of relevant credit risk experience for Analyst candidates, and 3–5 years for Associate candidates, in a financial institution, accounting firm, rating agency or equivalent credit risk related function analyzing corporate borrowers' risk and credit profiles
• Strong financial spreading and modeling skills
• Knowledge of accounting and corporate finance principles
• Team player who will roll up their sleeves to deliver seamless execution
• Strong written, verbal, and interpersonal skills
• Strong time management and organizational skills
• Attention to detail
• Skilled in Microsoft Word, Power Point, and Excel

Compensation & Benefits:

The typical base pay range for this role is between $100k- $160k depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below.

MUFG Benefits Summary

We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any. The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified. We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.