Credit Senior Advisor_FNCR1K

ENGIE; Houston (TX); Hybrid; USD 117,000 - 196,000; Full time

Benefits offered by this job

401(k) with company match

Health insurance

Disability insurance

Paid time off

Job summary

ENGIE North America is seeking a Senior Credit Advisor – Wholesale Credit in Houston to lead strategic credit risk assessments for structured gas and power transactions, including PPAs. You will partner with Legal, Risk, Trading, and Origination to balance commercial growth with disciplined exposure controls and enterprise standards.

You will mentor analysts, develop practical credit solutions, and communicate complex credit considerations to senior leaders while improving reporting and

Qualifications

• Bachelor’s degree in Accounting, Finance or related field.
• 10+ years in wholesale energy credit risk management.
• Experience evaluating complex wholesale energy transactions (structured gas/power, PPAs).
• Ability to negotiate credit provisions and translate strategy into execution.

Responsibilities

• Lead strategic credit risk assessments for structured gas and power transactions, including PPAs.
• Develop credit solutions aligning business growth with risk controls.
• Validate future exposure methodologies and portfolio impacts.

Skills

Credit risk analysis

Financial analysis

Negotiation

Communication

Mentoring

Education

Bachelor's degree in Accounting or Finance

Tools

Excel

Capital IQ

CubeLogic

Job description

What You Can Expect

As the Senior Credit Advisor – Wholesale Credit, you will serve as a strategic credit leader supporting disciplined growth across ENGIE North America’s complex wholesale energy activities. You will work closely with the VP of Credit and partners in commercial, legal, risk, trading, and origination to assess structured gas and power transactions, including power purchase agreements. In this senior individual-contributor role, you will take independent ownership of complex credit matters, develop practical risk solutions, and help the wholesale credit team strengthen its technical capabilities. Your work will balance commercial objectives with prudent risk mitigation, portfolio discipline, and enterprise credit standards.

• Lead strategic credit risk assessments for structured gas and power transactions, including PPAs, by evaluating transaction economics, counterparty strength, collateral structures, contractual protections, and portfolio impacts.
• Develop commercially practical credit solutions that support business growth while maintaining disciplined exposure controls, risk appetite alignment, and appropriate governance.
• Validate and challenge potential future exposure methodologies and calculations prepared by the risk team, identifying results that require further explanation or review.
• Lead negotiations of credit provisions in commodity, bilateral trading, and structured transaction agreements in partnership with legal, commercial, and risk teams.
• Partner with the VP of Credit to translate business growth strategy into credit execution priorities and decision-ready recommendations.
• Improve credit committee and management reporting by overseeing materials, validating portfolio insights, and presenting credit considerations to senior leaders.
• Provide technical leadership through coaching, constructive feedback, and hands‑on guidance to wholesale credit team members and rotational analysts.
• Monitor market credit events and portfolio trends to identify emerging counterparty, sector, and market risks.

What You’ll Bring

• Bachelor’s degree in which you completed courses in Accounting, Finance or any related discipline
• A minimum of 10 years in wholesale energy credit risk management.
• Demonstrated experience independently evaluating complex wholesale energy transactions, including structured power transactions and PPAs.
• Experience assessing counterparty creditworthiness, collateral structures, contractual protections, portfolio impacts, and potential future exposure.
• Experience negotiating credit provisions in commodity, bilateral trading, or structured transaction agreements.
• Ability to develop clear, commercially practical recommendations that align business objectives with credit risk standards.
• Ability to communicate complex credit considerations clearly to senior leaders and cross‑functional stakeholders.
• Experience mentoring or providing technical guidance to colleagues without direct people‑management authority.
• Working knowledge of Microsoft Excel and other Microsoft Office applications.
• Knowledge of Capital IQ or a similar credit‑scoring tool and familiarity with CubeLogic or a similar credit‑monitoring system.
• Ability to manage multiple complex assignments accurately and within required timelines.
• This role is based in Houston, Texas and is eligible for our hybrid work policy; a minimum of 3 days in the office and 2 day working from home
• Must be willing and able to comply with all ENGIE ethics and safety policies;

Compensation

Salary Range: $117,300 – $195,500 USD annually

This represents the average expected pay range for a qualified candidate.

ENGIE complies with all federal, state, and local minimum wage laws. Actual salary offered may vary depending on geography, experience, education, internal pay alignment, or other bona fide factors.

In addition to base pay, this position is eligible for a competitive bonus / incentive plan.

Your Talent Acquisition Partner can share more specific information regarding the benefits or the salary for the position based on the work location.

At ENGIE, we take your well‑being seriously. Our comprehensive benefits package includes options for medical, dental, vision, life insurance, employer‑paid short‑term and long‑term disability insurance, ESPP, generous paid time off including wellness days, holidays and leave programs. We also help you plan for retirement by offering a 401(k) Retirement Savings Plan with a company match. But that’s not all – we’re dedicated to the health and happiness of your entire family, offering supplemental benefits for full time employees that enhance emotional and physical well‑being through all stages of life from family forming to caregiver benefits. Explore our benefits package to see how we can support you. Learn more .

Why ENGIE?

ENGIE North America isn’t just participating in the Zero‑Carbon Transition, we’re leading it! Join us as we develop energy that is renewable, efficient, and accessible to everyone.

At ENGIE, every talent has a role to play in the adventure of the century. Make a difference and enjoy a fulfilling professional experience. Take on exciting challenges and build a career path that reflects who you are.

Join us and be part of the adventure!

ENGIE is proud to be an equal opportunity workplace, and we are firmly committed to creating an inclusive workplace for all employees. We are committed to providing employees with a work environment free of discrimination and harassment. All qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, disability, veteran status, or other legally protected status.

If you need assistance with this application or a reasonable accommodation due to a disability, you may contact us at [e-mail]. This email address is reserved for individuals with disabilities in need of assistance and is not a means of inquiry regarding positions or application status.

We are unable to sponsor or take over sponsorship of an employment visa for this role at any time.

The safety of our employees is our number one priority. All employees at ENGIE have both a duty and the authority to STOP WORK if unsafe acts are observed.

Why this matters to us

Our organisation is an equal opportunity employer and is committed to fostering a diverse and inclusive workplace. We offer reasonable accommodations upon request for individuals with disabilities.