Credit Risk QA Specialist: Data-Driven Risk Insight

U.S. Bank; Tempe (AZ); On-site; USD 98,000 - 116,000; Full time

Benefits offered by this job

Healthcare

Life insurance

Disability benefits

Paid vacation

401(k) retirement plan

Paid holidays

Adoption assistance

Job summary

U.S. Bank in Tempe seeks an experienced Credit Risk QA professional to join the QA testing team within the Credit Risk Administration (CRA).

You will evaluate credit risk areas including HLT, SNC, and CRE, and participate in independent reviews across Wealth, Corporate, Commercial, Institutional, and Business Banking portfolios. Role emphasizes data-driven analysis, adherence to risk frameworks, and reporting to senior management.

Qualifications

• Bachelor's degree or higher in Accounting, Finance, Economics, or related field.
• Typically more than six years of applicable experience.
• Experience in commercial credit analysis, wholesale portfolio management, or related disciplines.

Responsibilities

• Analyze and filter large data sets to establish testing populations.
• Document review activities and escalate items for secondary review.
• Collaborate with CRM Approval Officers to resolve testing inquiries and drive corrective actions.
• Ensure QA methodologies and reporting requirements are followed.
• Prepare testing results for senior management.
• Provide SME support on credit risk and QA matters.
• Learn assigned responsibilities and train others in areas of expertise.
• Assess risk, credit quality, and emerging concerns within portfolios.

Skills

Analytical skills

Problem-solving

Risk assessment

Decision-making

Communication skills

Project management

Independent work

Education

Bachelor's degree in Accounting, Finance, Economics, or related field

Tools

Microsoft Excel

Microsoft Word

PowerPoint

Credit systems

Job description

U.S. Bank in Tempe seeks an experienced Credit Risk QA professional to join the QA testing team within the Credit Risk Administration (CRA).

You will evaluate credit risk areas including HLT, SNC, and CRE, and participate in independent reviews across Wealth, Corporate, Commercial, Institutional, and Business Banking portfolios. Role emphasizes data-driven analysis, adherence to risk frameworks, and reporting to senior management.