Credit Risk QA Advisor - Consumer Lending Analytics

PNC Financial Services Group; Cleveland (OH); On-site; USD 70,000 - 156,000; Full time

Job summary

PNC is seeking a LOB Consumer Credit Risk Advisor to support QA oversight across the full credit lifecycle, including originations, account management, and default management. You will assess decision quality, identify risks, and deliver insights to strengthen credit processes and regulatory alignment.

You will serve as a trusted advisor, delivering timely, actionable insights with strong analytical capability and client-first mindset, collaborating with Product, Decision Infrastructure,

Qualifications

• Bachelor's degree in finance, accounting, business, economics, mathematics, engineering, or equivalent work experience.
• Able to gather and store large data sets using Spark-based SQL queries within a Python environment (JupyterHub).
• Understanding of credit underwriting concepts (income, housing, DTI, policy rules).
• Strong attention to detail, analytical and problem-solving skills.
• Experience in QA, audit, financial services consulting, credit risk, lending operations, large data analysis, or related field.

Responsibilities

• Create curated data sets necessary to execute exams across all credit life cycles.
• Conduct QA reviews across credit lifecycle processes to assess adherence to policy, underwriting standards, and regulatory requirements.
• Identify defects, control gaps, and risks impacting decision accuracy and customer outcomes.
• Document findings with clear, concise, and audit-ready support.
• Understand and execute against Retail Level priorities.
• Analyze QA results to identify trends, root causes, and emerging risks.
• Partner with cross-functional teams to support QA priorities and remediation efforts.
• Compose and present final reports to business partners.

Skills

Analytical thinking

Spark SQL

Python (JupyterHub)

Credit risk concepts

QA/audit experience

Communication of insights

Education

Bachelor's degree

Tools

Spark SQL

Python (JupyterHub)

Job description

PNC is seeking a LOB Consumer Credit Risk Advisor to support QA oversight across the full credit lifecycle, including originations, account management, and default management. You will assess decision quality, identify risks, and deliver insights to strengthen credit processes and regulatory alignment.

You will serve as a trusted advisor, delivering timely, actionable insights with strong analytical capability and client-first mindset, collaborating with Product, Decision Infrastructure,