Consumer Credit Risk QA & Insights Advisor

PNC Financial Services Group; Pittsburgh (Allegheny County); On-site; USD 70,000 - 156,000; Full time

Benefits offered by this job

Medical/Prescription coverage

Dental and vision options

401(k) with company match

Paid holidays and time off

Job summary

PNC Financial Services Group is seeking a LOB Consumer Credit Risk Advisor to support QA oversight across the full credit lifecycle, from originations to default management. You will deliver timely, actionable insights and collaborate with cross-functional teams to strengthen credit processes and regulatory alignment.

Based in Pittsburgh, PA or other listed locations, this role demands strong analytical capability, attention to detail, and a client-first mindset.

Qualifications

• Bachelor's degree in finance, accounting, business, economics, mathematics, engineering, or equivalent work experience.
• Able to gather and store large data sets using Spark based SQL queries within a Python environment (JupyterHub).
• Capable of navigating the full PNC and client ecosystem with agility and insight, including credit and risk frameworks, regulatory expectations, product features, client experience, market trends, and data within PNC systems. The analyst must connect these areas to deliver holistic, business-relevant insights.
• Understanding of credit underwriting concepts (income, housing, DTI, policy rules).
• Strong attention to detail, analytical and problem-solving skills.
• Experience in QA, audit, financial services consulting, credit risk, lending operations, large data analysis, or related field.
• Proficiency in communicating insights and findings clearly in a professional format.
• Desire to grow professionally in a collaborative environment, receive coaching and feedback, and ultimately lead exams.

Responsibilities

• Create curated data sets necessary to execute exams across all credit life cycles.
• Conduct QA reviews across credit lifecycle processes to assess adherence to policy, underwriting standards, and regulatory requirements.
• Identify defects, control gaps, and risks impacting decision accuracy and customer outcomes.
• Document findings with clear, concise, and audit-ready support.
• Understand and execute against Retail Level priorities.
• Analyze QA results to identify trends, root causes, and emerging risks.
• Partner with cross-functional teams (Product, Decision Infrastructure, Operations, Risk) to support QA priorities and remediation efforts.
• Compose and present final reports to business partners.

Skills

Analytical Thinking

Credit Risk

Data Analytics

Decision Making

Financial Operations

Portfolio Risk

Regulatory Knowledge

Education

Bachelor's degree or higher in finance, accounting, business, economics, mathematics, engineering, or equivalent

Tools

Spark SQL

Python (JupyterHub)

Job description

PNC Financial Services Group is seeking a LOB Consumer Credit Risk Advisor to support QA oversight across the full credit lifecycle, from originations to default management. You will deliver timely, actionable insights and collaborate with cross-functional teams to strengthen credit processes and regulatory alignment.

Based in Pittsburgh, PA or other listed locations, this role demands strong analytical capability, attention to detail, and a client-first mindset.