Credit Risk & Lending Analytics Consultant

MeridianLink

United States

Remote

USD 90,000 - 120,000

Full time

14 days+

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Job summary

MeridianLink seeks a Data Analytics Consultant to help financial institutions optimize underwriting and decisioning strategies. You will analyze credit data, loan performance, and bureau information to improve approval rates, manage risk, and enhance portfolio health.

You will partner with clients and internal teams to translate insights into practical lending recommendations. The role involves leading multiple client engagements, presenting findings, and guiding institutions through data-driven

Qualifications

Bachelor's degree in Finance, Economics, Business, Statistics, Mathematics, Data Analytics, or a related field preferred.

Responsibilities

Develop understanding of MeridianLink decisioning platforms and underwriting flow.
Analyze credit bureau data, application data, and loan performance to evaluate risk and trends.
Review underwriting guidelines, scorecards, and decision rules for optimization.
Interpret consumer credit reports to support risk profiling and policy recommendations.
Evaluate lending metrics such as approval rate, delinquency, and loss rates.
Prepare client-facing reports and dashboards communicating portfolio performance.
Lead client meetings to present findings and discuss optimization strategies.
Collaborate with analytics, engineering, and product teams to deliver solutions.
Contribute to internal best practices, documentation, and training on credit risk.