Credit Risk Intern

Coinbase; New York (NY); Hybrid; USD 45,000 - 65,000; Full time

Job summary

Coinbase is offering a 12-week summer internship within the Credit Risk team of the Finance function. You will support underwriting, monitoring, and analysis of counterparty and asset-level credit risk for the global institutional client base, gaining hands-on experience shaping risk decisions and reporting.

You'll work with risk professionals and product teams, focusing on underwriting diverse counterparties and monitoring exposures, while learning crypto market dynamics and regulatory

Qualifications

• Currently pursuing a bachelor’s or master’s degree with expected graduation December 2027 or later.
• Interest in financial markets with coursework or projects on credit analysis or risk concepts.
• Proficiency in Excel/Sheets for quantitative analysis and data summarization.
• Familiarity with crypto economy or ability to learn new financial product domains.
• Responsible use of generative AI with human oversight to improve workflows.

Responsibilities

• Underwrite institutional counterparties and recommend internal credit ratings and risk-based limits with substantiation.
• Monitor exposures and conduct portfolio reviews to flag concentration risks for leadership.
• Analyze asset volatility and liquidity risks to support lending and trading decisions.
• Collaborate with product, sales, operations, and legal teams to resolve risk challenges.

Skills

Excel proficiency

Crypto knowledge

Quantitative analysis

AI usage responsibly

Portfolio risk concepts

Education

Bachelor's or Master's in finance/economics/mathematics

Job description

Ready to do the most impactful work of your career? At Coinbase, we are uncompromising on our mission to increase economic freedom. The bar is high, the environment is intense, and we like it that way. This isn't a place for complacency, it's a place to be pushed past your perceived limits. If you're ready to build the future of finance alongside people who refuse to settle for "good enough," you belong here. Coinbase is a remote-first, but not remote-only company. Expect to get together quarterly for intense in-person working sessions called "surges." learn more about working at Coinbase.

This is a 12-week internship during summer 2027.

Join the Credit Risk team within the Financial & Operational Risk subteam of Finance. You'll support the underwriting, monitoring, and analysis of counterparty and asset-level credit risk across Coinbase's global institutional client base. Working alongside risk professionals and product teams, you'll gain hands-on experience evaluating complex exposures in digital asset lending and trading, and your work will directly inform credit decisions and risk reporting for leadership.

What you'll do:

• Underwrite institutional counterparties, including hedge funds, asset managers, corporates, market makers, and banking and payment providers, recommending internal credit ratings and risk-based limits with written substantiation.
• Monitor trading and bank partner exposures on an ongoing basis, conducting periodic portfolio reviews and flagging concentration risks or emerging trends to leadership.
• Analyze asset volatility and liquidity risks on a per-asset and portfolio basis to support lending and trading product decisions.
• Collaborate with product, sales, operations, and legal teams to resolve client or product challenges and deliver risk-informed solutions.
• Research industry trends, regulatory developments, and crypto market dynamics to contribute to the team's thought leadership and continuous improvement.

Required Skills and Experience:

• Currently pursuing a bachelor's or master's degree in finance, economics, mathematics, or a related quantitative discipline with an expected graduation date of December 2027 or later.
• Demonstrated interest in financial and capital markets, with coursework or projects involving credit analysis, financial statement interpretation, or portfolio risk concepts.
• Proficiency in Excel or Google Sheets for quantitative analysis, including modeling, scenario analysis, or data summarization.
• Familiarity with the crypto economy or digital assets, or a demonstrated ability to rapidly learn new financial product domains.
• Utilizes generative AI responsibly, maintaining human oversight to deliver business-ready outputs and drive measurable improvements in workflow efficiency, cost, and quality

Position ID: P78077

#LI-Hybrid

Pay Transparency Notice: Depending on your work location, the target hourly rate for this position can range as detailed below.

Hourly Rate: $40—$40 USD

• Application Limit: Candidates may submit a maximum of 3 applications within a 6-month period.
• Equal Opportunity Employer: Coinbase is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status, or genetic information. Applicants with criminal histories will be considered consistent with applicable federal, state, and local laws.
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