Credit Risk Data Analyst: Portfolio Insights & Dashboards

UFCU Financial Services, LLC; Austin, Northern (TX, KY); Hybrid; USD 80,000 - 120,000; Full time

Job summary

UFCU in Austin, TX is seeking a Data Analyst | Credit Risk Management to deliver insight-driven analytics across consumer, mortgage, and business lending. This hybrid role supports the Lending Team and Credit Council to improve decision quality while aligning with UFCU's culture of clarity and empowerment.

You will produce portfolio analytics, dashboards (Power BI), and risk insights; collaborate across Lend/Finance/Compliance; support CECL modeling and regulatory alignment to strengthen credit

Qualifications

• Bachelor’s degree in Finance, Economics, Business, Data Analytics, or a related field.
• 4–6 years of experience in lending, credit analytics, risk management, or data-driven analytics.
• Proficiency with Excel, SQL, and reporting tools (Power BI/Tableau).

Responsibilities

• Produce timely, accurate analytics for loan portfolios including delinquency, charge-off trends, loan mix, exception rates, and credit tier performance.
• Support development and maintenance of portfolio dashboards using data visualization tools (Power BI).
• Conduct trend analysis on credit quality, origination, risk migration, and evaluate performance of scoring models to enhance credit decisioning.
• Provide underwriting and pricing insights based on risk-adjusted return and member behavior metrics.

Skills

Excel

SQL

Power BI

Tableau

Education

Bachelor's degree in Finance, Economics, Business, Data Analytics, or related field

Tools

Power BI

Tableau

Job description

UFCU in Austin, TX is seeking a Data Analyst | Credit Risk Management to deliver insight-driven analytics across consumer, mortgage, and business lending. This hybrid role supports the Lending Team and Credit Council to improve decision quality while aligning with UFCU's culture of clarity and empowerment.

You will produce portfolio analytics, dashboards (Power BI), and risk insights; collaborate across Lend/Finance/Compliance; support CECL modeling and regulatory alignment to strengthen credit