Credit Risk Data Analyst — Portfolio Insights & AI Analytics

City National Bank (CNB); Coral Gables (FL); On-site; USD 90,000 - 130,000; Full time

Job summary

City National Bank (CNB) in Florida seeks a Credit Risk Data Analyst to analyze credit risk data, enhance portfolio insights, and support decision-making with established analytical methods and reporting frameworks.

You will develop dashboards using SQL, Python, and BI tools, validate data, and communicate insights to senior management. Collaboration with risk, finance, and tech teams is essential for governance and risk oversight.

Qualifications

• 5-7 years of experience in credit risk analysis, data analytics, or related banking/financial services role.
• 2-4 years experience with loan portfolio data and credit risk concepts (PD, LGD, EAD, risk ratings, stress testing).

Responsibilities

• Evaluates loan portfolios to identify credit risk trends and emerging risk themes.
• Supports credit risk assessments and underwriting practices.
• Conducts stress-testing to inform portfolio risk outcomes.
• Develops dashboards and reporting tools using SQL, Python, Qlik, or similar platforms.
• Validates data accuracy and integrity in credit risk reporting.
• Interprets findings and communicates insights to senior management and risk committees.

Skills

SQL

Excel

Python

R

SAS

Tableau

Power BI

Qlik

Data analysis

Communication

Education

Bachelor's degree in Finance, Economics, Statistics, Mathematics, Data Analytics

Equivalent combination of education/experience considered

Tools

Qlik

Power BI

Tableau

Excel

Python

Job description

City National Bank (CNB) in Florida seeks a Credit Risk Data Analyst to analyze credit risk data, enhance portfolio insights, and support decision-making with established analytical methods and reporting frameworks.

You will develop dashboards using SQL, Python, and BI tools, validate data, and communicate insights to senior management. Collaboration with risk, finance, and tech teams is essential for governance and risk oversight.