Credit Risk Analytics Specialist for Lending Insights

UFCU Main; Austin (TX); Híbrido; USD 75 000 - 110 000; Tempo integral

Vantagens oferecidas por esta oferta de emprego

Hybrid work arrangement

Resumo da oferta

UFCU is seeking a Data Analyst in Credit Risk Management to deliver insight-driven analysis across consumer, mortgage, and business lending portfolios. The role blends lending analytics, risk evaluation, and operational reporting to improve decision quality and ensure safe, member-centric lending.

The analyst will synchronize data, processes, and people across silos to enhance accuracy, transparency, and speed of credit decisions in UFCU’s hybrid workplace in Austin.

Qualificações

• Bachelor’s degree in Finance, Economics, Business, Data Analytics, or related field required.
• 4–6 years of experience in lending, credit analytics, risk management, or data-driven analytics desired.
• Strong proficiency with Excel, SQL, and BI tools; knowledge of CECL is a plus.

Responsabilidades

• Produce timely analytics for loan portfolios: delinquency, charge-off trends, loan mix, and risk tiers.
• Develop and maintain portfolio dashboards using Power BI or Tableau.
• Perform trend analysis on credit quality and origination to improve decisioning.
• Prepare executive-level reports and support Credit Council discussions.
• Collaborate with Lending, Finance, and Compliance to reflect policy and CECL considerations.

Conhecimentos

Excel

SQL

Power BI

Tableau

Formação académica

Bachelor’s degree in Finance, Economics, Business, Data Analytics, or related field

Ferramentas

CECL methodologies

Descrição da oferta de emprego

UFCU is seeking a Data Analyst in Credit Risk Management to deliver insight-driven analysis across consumer, mortgage, and business lending portfolios. The role blends lending analytics, risk evaluation, and operational reporting to improve decision quality and ensure safe, member-centric lending.

The analyst will synchronize data, processes, and people across silos to enhance accuracy, transparency, and speed of credit decisions in UFCU’s hybrid workplace in Austin.