Credit Risk Analytics & Reporting Analyst

First National Bank Of Pennsylvania; United States; On-site; USD 65,000 - 95,000; Full time

Job summary

First National Bank of Pennsylvania is seeking a Credit Risk Analyst to assist the Manager of Credit Risk and Reporting in asset quality reporting, concentration analyses, the allowance for credit loss, credit monitoring, and DFAST-related tasks. The role supports timely, accurate reporting and data management across bank portfolios and regions in a collaborative, risk-aware environment.

You will prepare management reports, analyze risk trends, maintain the ACL data model, and ensure regulatory

Qualifications

• BA or BS degree required.
• 0 years of related experience required.
• Strong data analysis and reporting skills.
• Experience with business intelligence tools preferred.

Responsibilities

• Prepares monthly and quarterly management and Board reports.
• Analyzes the credit risk trends within the various Bank portfolios and regions to identify potential regulatory, policy, or operational risk issues.
• Prepares written analysis to report to management.
• Executes, analyzes, and maintains a modeling database including key data elements derived from the core system to support the timely and accurate completion of the Allowance for Credit Loss (ACL) reporting.
• Executes and analyzes monthly asset quality reporting for manager review.
• Ensures reports are timely, accurate and comply with regulatory guidance for quarterly reporting.
• Practices continuous process improvement in data aggregation and reporting.
• Executes and analyzes monthly loan concentration reports.
• Performs specific concentration analysis that includes asset quality, trends, various segregations of the specific portfolio, macroeconomic commentary and market research layers.
• Execute, analyze, and distribute daily, weekly, and monthly collateral monitoring reports and Commercial Credit compliance reports.
• Analyzes on-going Credit Risk reporting features on a timely basis and implements process improvements as directed by management to correspond with changes in regulatory, policy, or operational risk issues.
• Executes and analyzes data exception reporting, works with various departments to ensure accuracy of data used in Bank wide reporting.
• Sends corrective data maintenance on an as needed basis.
• Performs other related duties and projects as assigned.
• All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation’s risk management program.

Skills

Excellent project management

Excellent communication

Analytical skills

Interpersonal skills

Customer service skills

MS Word - Basic

MS Excel - Intermediate

MS PowerPoint - Basic

SAS

Python

MS Power BI

Education

BA or BS

Tools

SAS

Python

MS Power BI

MS Word

MS Excel

MS PowerPoint

Job description

First National Bank of Pennsylvania is seeking a Credit Risk Analyst to assist the Manager of Credit Risk and Reporting in asset quality reporting, concentration analyses, the allowance for credit loss, credit monitoring, and DFAST-related tasks. The role supports timely, accurate reporting and data management across bank portfolios and regions in a collaborative, risk-aware environment.

You will prepare management reports, analyze risk trends, maintain the ACL data model, and ensure regulatory