Credit Risk Analytics Lead – Portfolio Insights & Automation

Centraprise, Corp.; Jersey City (NJ); On-site; USD 120,000 - 170,000; Full time

Job summary

Centraprise, Corp. is seeking an experienced professional to drive portfolio performance analytics and risk insight across a consumer credit book. You will lead the end-to-end automation of the risk reporting suite, partnering with data engineering to ensure accurate logic and sign-off on outputs.

You will manage senior risk stakeholders and own the program roadmap, delivering value to clients. The role requires 4+ years in consumer credit risk analytics with strong presentation skills and

Qualifications

• Min. 4 years of consumer credit risk analytics experience at a bank or consumer lender, spanning portfolio analytics, credit strategy, performance reporting and risk appetite frameworks.
• Proven ability to present and defend risk positions with senior stakeholders.
• Familiarity with modern data environments (Databricks/Snowflake) and experience guiding reporting automation or analytics modernization preferred.

Responsibilities

• Portfolio performance analytics and risk insight - Analyze credit performance across consumer book: identify emerging trends, drivers of delinquency and loss movements, assess performance against risk appetite, connect portfolio outcomes to underlying credit strategy — acquisition quality, line management, and loss mitigation.
• Lead the reporting automation program — Manage the end-to-end automation of risk reporting suite in partnership with the data engineering team responsible for the automation: prioritize build, ensure business logic and analytical intent are correctly implemented, and own validation and sign-off on automated outputs.
• Own client engagement — Manage senior risk stakeholders, drive program roadmap, and be accountable for delivery.

Skills

Consumer credit risk analytics

Portfolio analytics

Performance reporting

Risk appetite frameworks

Stakeholder management

Tools

Databricks

Snowflake

Job description

Centraprise, Corp. is seeking an experienced professional to drive portfolio performance analytics and risk insight across a consumer credit book. You will lead the end-to-end automation of the risk reporting suite, partnering with data engineering to ensure accurate logic and sign-off on outputs.

You will manage senior risk stakeholders and own the program roadmap, delivering value to clients. The role requires 4+ years in consumer credit risk analytics with strong presentation skills and