Credit Risk Analytics & Forecasting Specialist II

Bank of America; Charlotte (NC); Sur place; USD 90 000 - 120 000; Plein temps

Résumé du poste

Bank of America is seeking a Risk Analysis Specialist to support the Consumer Allowance team with CECL-driven reserve analyses, forecasting, and regulatory reporting. The role emphasizes partnership with Finance, Risk Analytics, and model risk teams to ensure accurate reserve levels and governance materials.

Located in Charlotte, NC, the position offers exposure to portfolio performance, model risk, and executive-level reporting.

Qualifications

• Bachelor's degree or 4+ years’ experience with financial institution required.
• Advanced Excel skills with complex functions.
• Strong analytical, financial acumen and problem-solving abilities.
• Self-starter with initiative and ownership.

Responsabilités

• Support quarterly allowance estimation and forecasting for Credit Card and Other Consumer portfolios.
• Analyze portfolio performance, loss trends, payment behavior and credit quality indicators.
• Analyze model output, forecast assumptions and portfolio performance to identify drivers of reserve movements.
• Develop reserve analyses, forecasts and recommendations to support management's allowance assessment.
• Prepare recurring and ad hoc reporting for earnings, governance and executive management.
• Collaborate with modeling teams to understand model performance and risks.
• Assist in developing forecast scenarios and reserve outlook analyses.
• Prepare executive presentations, governance documentation and regulatory reporting support.

Connaissances

Attention to Detail

Data Visualization

Data and Trend Analysis

Risk Analytics

Regulatory Relations

Stakeholder Management

Formation

Bachelor's Degree or equivalent

Description du poste

Bank of America is seeking a Risk Analysis Specialist to support the Consumer Allowance team with CECL-driven reserve analyses, forecasting, and regulatory reporting. The role emphasizes partnership with Finance, Risk Analytics, and model risk teams to ensure accurate reserve levels and governance materials.

Located in Charlotte, NC, the position offers exposure to portfolio performance, model risk, and executive-level reporting.