Credit Risk Analytics Associate – Wholesale Portfolio

Testing Site - JPMC; Plano (TX); On-site; USD 110,000 - 135,000; Full time

Job summary

JPMorgan Chase & Co. in Plano, TX, is seeking a Wholesale Credit Associate to join Risk Management and Compliance. You will work with large credit datasets, produce analyses, and translate results into narratives for stakeholders.

The Wholesale Credit Portfolio Analytics Team focuses on identifying and monitoring top risks, developing dashboards, and delivering analytics that inform senior management decisions. Collaboration with Credit Officers, Portfolio Management, and Technology is expected.

Qualifications

• Bachelor’s or Master’s degree in Finance, Economics, Mathematics, Statistics or a related discipline.
• Minimum 3 years of relevant experience in financial analytics, credit risk, or related quantitative field.
• Excellent problem-solving and teamwork skills.
• Proficiency in Python with experience manipulating datasets and building reproducible analytical workflows.
• Strong written and verbal communication skills.
• Familiarity with or willingness to learn core credit risk.

Responsibilities

• Produce recurring and ad hoc portfolio analytics for the Wholesale Credit book, including concentrations, rating migration, emerging risks, and performance trends
• Conduct thematic deep dives on priority risk topics (industry stress, macro sensitivities, outlier behaviors), synthesizing results into actionable insights for senior stakeholders with clear data-backed narratives
• Develop and maintain client and portfolio dashboards (KPIs, risk indicators, drill-down views) to support monitoring and escalation of top risks
• Assist in applying LLMs to synthesize unstructured data (financials, research, news) into structured datasets for use in risk monitoring and analysis
• Partner with Technology, Data, and adjacent Risk teams to improve data quality and scale analytics solutions

Skills

Python

Problem solving

Teamwork

Communication

Learn credit risk

Education

Bachelor’s or Master’s in a quantitative field

Tools

Pandas

SQL

NumPy

Job description

JPMorgan Chase & Co. in Plano, TX, is seeking a Wholesale Credit Associate to join Risk Management and Compliance. You will work with large credit datasets, produce analyses, and translate results into narratives for stakeholders.

The Wholesale Credit Portfolio Analytics Team focuses on identifying and monitoring top risks, developing dashboards, and delivering analytics that inform senior management decisions. Collaboration with Credit Officers, Portfolio Management, and Technology is expected.