Credit Risk Analyst: Growth Opportunity in Miami

Ascendo Resources; Miami (FL); On-site; USD 65,000 - 95,000; Full time

Job summary

Ascendo Resources in Miami is seeking a Credit Analyst to assess the creditworthiness of clients and support credit decisions with relationship managers.

You will review financial statements, monitor risk, and ensure compliance with bank policies while maintaining accurate records and communicating findings to stakeholders.

The ideal candidate has a finance/related degree and at least five years of credit analysis experience, with strong analytical and communication skills.

Qualifications

• Bachelor's degree in finance, economics or accounting.
• 5+ years of experience in a credit analysis role in banking, financial services, or related industry.
• Strong analytical skills with excellent attention to detail.
• Firm understanding of financial analysis and financial statement interpretation.
• Experience dealing with clients, stakeholders, and regulatory agencies.

Responsibilities

• Assess credit applications from individuals, businesses, and corporations, ensuring compliance with bank policies and regulations.
• Review financial statements, balance sheets, income statements and other financial data to determine the creditworthiness of loan applicants.
• Identify potential risks and provide recommendations to minimize credit losses.
• Conduct in-depth analysis of customer financial information and credit reports to establish credit limits and terms.
• Maintain accurate records of credit assessments, reports, and recommendations.
• Interact with clients and stakeholders to gather additional information or to explain the bank's policies and procedures regarding credit products.
• Monitor credit risk exposure and provide regular credit risk management reports to the management and stakeholders.

Skills

Credit analysis

Financial analysis

MS Office

Communication skills

Attention to detail

Regulatory knowledge

Education

Bachelor's degree in finance, economics or accounting

Job description

Ascendo Resources in Miami is seeking a Credit Analyst to assess the creditworthiness of clients and support credit decisions with relationship managers.

You will review financial statements, monitor risk, and ensure compliance with bank policies while maintaining accurate records and communicating findings to stakeholders.

The ideal candidate has a finance/related degree and at least five years of credit analysis experience, with strong analytical and communication skills.