Credit Risk Analyst: Data-Driven Portfolio Insights

Liberis; London (KY); Ibrido; USD 56.000 - 86.000; Tempo pieno

Vantaggi offerti da questo lavoro

Real Living Wage

Hybrid work model

Descrizione del lavoro

Liberis is seeking a Credit Risk Analyst to join the Risk team in London. The role focuses on solving complex problems through data, turning analysis into actionable business decisions, and owning projects from framing to implementation.

You will work with stakeholders across Risk, Data Science, Analytics, Product, Pricing and Commercial to drive risk-informed growth. Reporting to the Risk Manager, you will deliver insights, develop monitoring frameworks and shape Liberis' credit risk strategy

Competenze

• Hands-on data analysis skills, including SQL or BigQuery experience, and the ability to apply those skills to unfamiliar tools.
• The ability to move from data to an explanation: identifying patterns, investigating why they're happening and making practical recommendations.
• Clear communication, including the ability to explain your own contribution to a project, your analytical approach and what changed as a result.

Mansioni

• Build and improve portfolio monitoring frameworks, turning data into clear insights and recommendations.
• Monitor losses, delinquencies, inactivity, repayment trends and vintage performance to assess portfolio health and identify emerging risks.
• Investigate changes in performance, explain their causes and identify opportunities to improve outcomes or support growth.
• Use your analysis to inform credit risk strategies, including where customer eligibility could be expanded or tightened.
• Develop forecasting models to better understand future risk and contribute to budgeting and planning.
• Work with colleagues across risk and the first line to understand problems, communicate findings and recommend action.
• Deliver analytical projects across the portfolio, showing how your work contributes to business decisions rather than stopping at a report or dashboard.

Conoscenze

SQL

BigQuery

Looker

Data analysis

Stakeholder communication

Strumenti

Looker

BigQuery

Descrizione del lavoro

Liberis is seeking a Credit Risk Analyst to join the Risk team in London. The role focuses on solving complex problems through data, turning analysis into actionable business decisions, and owning projects from framing to implementation.

You will work with stakeholders across Risk, Data Science, Analytics, Product, Pricing and Commercial to drive risk-informed growth. Reporting to the Risk Manager, you will deliver insights, develop monitoring frameworks and shape Liberis' credit risk strategy