Credit Analyst

Placements24; Windsor Park (TN); On-site; USD 60,000 - 90,000; Full time

Job summary

Placements24 is seeking a detail-oriented Credit Analyst to assess loan applicant creditworthiness and manage risk exposure. The role involves thorough financial analysis and evaluating loan proposals to inform lending decisions.

The position is on-site at our client bank, offering close collaboration with loan officers and management. You will prepare comprehensive credit reports and monitor loan portfolios to ensure regulatory compliance and sound portfolio health.

Qualifications

• Detail-oriented with strong analytical skills.
• Able to interpret complex financial statements including income statements, balance sheets and cash flow statements.
• Experience in credit risk assessment and loan decision support.

Responsibilities

• Assess the creditworthiness of loan applicants and evaluate loan proposals.
• Prepare detailed credit reports for review by the loan committee.
• Monitor existing loan portfolios and ensure compliance with lending policies and regulatory guidelines.

Skills

Credit analysis

Financial statement analysis

Risk assessment

Regulatory compliance

Job description

About the Role

Our client, a prominent commercial bank, is seeking a detail-oriented Credit Analyst to assess the creditworthiness of loan applicants and manage risk exposure in East London . This role involves conducting thorough financial analysis of individuals and businesses, evaluating loan proposals, and making recommendations to the loan committee. The ideal candidate will possess strong analytical skills, a solid understanding of financial statements, and knowledge of credit risk assessment principles. This is an on-site position, enabling close collaboration with loan officers and management. You will be responsible for preparing detailed credit reports, monitoring existing loan portfolios, and ensuring compliance with lending policies and regulatory guidelines. A keen eye for detail and the ability to identify potential risks are paramount for this position. Your analysis will directly inform lending decisions and contribute to the bank's sound financial performance. Join a dedicated team and play a crucial role in the bank's lending operations. The insights you provide are vital for maintaining a healthy loan portfolio.