CREDIT RISK ANALYST

Coinbase; San Jose (CA); On-site; USD 95,000 - 112,000; Full time

Job summary

A leading company in the cryptocurrency sector is seeking a Credit Risk Analyst to manage complex credit risks across a global client base. The role involves underwriting, monitoring asset risks, and collaborating with various teams to deliver innovative lending solutions. Ideal candidates should have a strong grasp of credit risk management and excellent analytical skills in a fast-paced environment.

Benefits

Medical Plan

Dental and Vision Plan

Health Savings Account

Disability and Life Insurance

401(k) plan with company match

Wellness Stipend

Connections Stipend

Fertility Counseling and Benefits

Generous Time off / Leave Policy

Option to get paid in digital currency

Qualifications

• 1-3 years credit risk management experience required.
• Strong communication and analytical skills needed.

Responsibilities

• Perform diligence and underwriting of clients and counterparties.
• Conduct continuous surveillance of trading partners.
• Negotiate industry documentation and collaborate with stakeholders.

Skills

Communication

Analytical

Quantitative

Time Management

Job description

Ready to be pushed beyond what you think you're capable of?

At Coinbase, our mission is to increase economic freedom in the world. It's a massive, ambitious opportunity that demands the best of us, every day, as we build the emerging onchain platform - and with it, the future global financial system.

To achieve our mission, we're seeking a very specific candidate. We want someone who is passionate about our mission and who believes in the power of crypto and blockchain technology to update the financial system. We want someone who is eager to leave their mark on the world, who relishes the pressure and privilege of working with high caliber colleagues, and who actively seeks feedback to keep leveling up. We want someone who will run towards, not away from, solving the company's hardest problems.

Our work culture is intense and isn't for everyone. But if you want to build the future alongside others who excel in their disciplines and expect the same from you, there's no better place to be.

Coinbase is looking for a highly motivated Credit Risk Analyst to join our Counterparty and Credit Risk team. You will help manage complex credit risks across a global client base, in a dynamic digital asset market environment. Working closely with risk professionals and product teams, your responsibilities will include underwriting counterparties, evaluating asset risks, monitoring and reporting exposures, and contributing to thought leadership to deliver lending solutions through existing and new products.

What you'll be doing (ie. job duties) :

• Perform diligence and underwriting of clients and counterparties, focused on hedge funds, asset managers, private equity, or venture capital
• Recommend internal credit ratings and risk-based limits, and prepare written analysis substantiating your assessment.
• Conduct continuous surveillance of trading partners, along with periodic portfolio reviews, audits, and capital planning exercises.
• Analyze asset volatility and liquidity risks on a per-asset and portfolio basis.
• Provide recurring monitoring of settlements market developments, and portfolio concentrations and clearly communicate trends to leadership.
• Negotiate industry documentation (e.g. PBAs, MLAs, and ACAs).
• Collaborate with stakeholders (business development, operations, legal, etc.) and product teams to resolve complex client or product challenges.
• Stay up-to-date with industry trends, regulations, and advancements to continuously expand knowledge and expertise.

What we look for in you (ie. job requirements) :

• Minimum of 1-3 years hands-on credit risk management experience.
• Prior experiences covering hedge funds, asset managers, private equity, or venture capital is highly preferred.
• Interest in and basic understanding of capital markets products and documentation.
• Strong communication skills, both written and verbal.
• Excellent analytical, quantitative and spreadsheet skills.
• Excellent time management and prioritization; enjoy operating in a dynamic and fast-paced environment.

Nice to haves :

• Crypto forward - strong knowledge of emerging crypto trends

Job # : 70394

Pay Transparency Notice : Depending on your work location, the target annual salary for this position can range from $95,030.00 to $111,800.00 + target bonus + target equity + benefits (including medical, dental, vision and 401(k)).

Pay Transparency Notice : Depending on your work location, the target annual salary for this position can range as detailed below. Full time offers from Coinbase also include target bonus + target equity + benefits (including medical, dental, vision and 401(k)).

Pay Range : 95,030-$111,800 USD

Please be advised that each candidate may submit a maximum of four applications within any 30-day period. We encourage you to carefully evaluate how your skills and interests align with Coinbase's roles before applying.

Commitment to Equal Opportunity

Coinbase is committed to diversity in its workforce and is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, sex, gender expression or identity, sexual orientation or any other basis protected by applicable law. Coinbase will also consider for employment qualified applicants with criminal histories in a manner consistent with applicable federal, state and local law. For US applicants, you may view the Know Your Rights notice here. Additionally, Coinbase participates in the E-Verify program in certain locations, as required by law.

Coinbase is also committed to providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please contact us at accommodations[at]coinbase.com to let us know the nature of your request and your contact information. For quick access to screen reading technology compatible with this site click here to download a free compatible screen reader (free step by step tutorial can be found here).

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Depending on your location, the General Data Protection Regulation (GDPR) and California Consumer Privacy Act (CCPA) may regulate the way we manage the data of job applicants. Our full notice outlining how data will be processed as part of the application procedure for applicable locations is available here. By submitting your application, you are agreeing to our use and processing of your data as required. For US applicants only, by submitting your application you are agreeing to arbitration of disputes as outlined here.

Benefits at Coinbase

• Medical Plan, Dental and Vision Plan with generous employee contributions
• Health Savings Account with company contributions each pay period
• Disability and Life Insurance
• 401(k) plan with company match
• Wellness Stipend
• Connections Stipend
• Fertility Counseling and Benefits
• Generous Time off / Leave Policy
• The option of getting paid in digital currency

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Credit Risk Analyst • San Jose, CA, United States