Credit Risk Analyst

BizTek People; New York (NY); On-site; USD 70,000 - 100,000; Full time

Job summary

A prestigious international bank is seeking a Credit Risk Analyst to manage credit risk and support the Corporate Finance Department. The role involves comprehensive credit analysis, developing financial insights, and collaborating with the Account Officers to ensure effective service delivery. Strong analytical abilities and effective communication skills in both Japanese and English are crucial for success in this position.

Benefits

Good benefits

Qualifications

• Bachelor’s degree in Finance, Accounting, Business, or Economics required.
• Effective communication skills in Japanese and English essential.
• Prior banking or financial institution experience preferred.

Responsibilities

• Analyze financial statements for corporate borrowers.
• Prepare credit applications, monitor credit risks, conduct assessments.
• Assist Account Officers with corporate clients.

Skills

Analytical skills

Communication

Organizational skills

Education

Bachelor's degree or higher in Finance, Accounting, Business, or Economics

Tools

Word

Excel

Access

PowerPoint

Job description

Prestigious international bank seeks a Credit Risk Analyst responsible for credit risk management and related administrative work for the Corporate Finance Department. Works with and assists the Account Officers to service the Bank’s corporate clients. Develops and analyzes all types of credit information including financial statements, completes all documents (including projections), prepares analysis, and makes appropriate recommendations.

Primary responsibilities:

1. Financial statement analysis of borrowers (historical and future projections) of their parent companies;
2. Preparation of credit applications, for new, renewals, amendments, and extensions;
3. Preparation of various applications relating to non-credit business such as fee waiver, daylight overdraft, etc.;
4. Credit rating, both for borrowers and for each facility;
5. Credit monitoring including conducting covenant checks;
6. Assist in asset quality assessment;

Requirements:

• Bachelor’s degree or higher in Finance, Accounting, Business, or Economics;
• Prior banking, rating agency, or other financial institution experience is preferred;
• Effective verbal and written communication skills in both Japanese and English are required;
• Prior experience in financial statements, cash flow, or credit analysis is highly preferred;
• Good analytical, organizational, and communication skills;
• Proficiency in Word, Excel, Access, and PowerPoint.

Benefits: Good benefits.