Credit Risk Admin & Covenants Analyst

COMMUNITY NATIONAL BANK; Midland (TX); On-site; USD 55,000 - 90,000; Full time

Job summary

COMMUNITY NATIONAL BANK in Midland, TX is seeking a Credit Analyst/Loan Review professional to prepare monthly board reports and assist with underwriting prep. You will interact with lenders and external auditors, monitor covenants, and provide insights for risk management.

The role requires at least 3 years of related experience in loan review, operations, or credit analysis, with strong Excel and analytical skills. This position is full-time in an office setting with standard hours.

Qualifications

• Strong Excel, Word, Outlook; ability to learn other programs.
• Advanced knowledge of lending policies and loan documentation.
• Ability to evaluate risk in loan portfolios with sound judgment.
• Analytical skills and ability to handle large data sets.

Responsibilities

• Stay up to date with banking laws and CNB policies.
• Prepare monthly board reports for Board of Directors.
• Prepare quarterly stress reports for Credit Oversight Committee.
• Review loan requests and assign to a credit analyst.
• Monitor loan covenants and borrowing bases for compliance.
• Collaborate with lenders and credit analysts to ensure compliance.

Skills

Excel

Lending practices

Data analysis

Communication

Education

Bachelor's degree in finance or accounting

Tools

Premier Business Analytics

SageWorks

Job description

COMMUNITY NATIONAL BANK in Midland, TX is seeking a Credit Analyst/Loan Review professional to prepare monthly board reports and assist with underwriting prep. You will interact with lenders and external auditors, monitor covenants, and provide insights for risk management.

The role requires at least 3 years of related experience in loan review, operations, or credit analysis, with strong Excel and analytical skills. This position is full-time in an office setting with standard hours.