Credit Review & Portfolio Risk Analyst

ChoiceOne Financial Services, Inc.; Fenton (MI); On-site; USD 60,000 - 90,000; Full time

Job summary

ChoiceOne Financial Services, Inc. in Michigan seeks a Loan Review Analyst to analyze credit and collateral information and determine appropriate loan ratings.

The role includes preparing and presenting annual loan reviews for approval to committees, reviewing appraisals and environmental reports, and compiling key management reports. You will review commercial loan relationships, ensure compliance with policies, and input financial spreads using Flash Spread.

Qualifications

• Bachelor’s Degree required; 3+ years of review experience.
• Proficient in Windows and Microsoft Office.
• Working knowledge of Banking.

Responsibilities

• Manage and perform annual credit reviews on commercial loan relationships and assign grading.
• Assess adherence to internal credit and loan administration policies.
• Coordinate Appraisal/Environmental orders and complete reviews.
• Provide special reviews to assess the state of loan portfolio segments.
• Input financial statement spreads using Flash Spread.

Skills

Communication

Analytical

Adaptability

Initiative

Technical Skills

Judgment

Business Acumen

Banking knowledge

Education

Bachelor’s Degree

Tools

Windows

Microsoft Office

Job description

ChoiceOne Financial Services, Inc. in Michigan seeks a Loan Review Analyst to analyze credit and collateral information and determine appropriate loan ratings.

The role includes preparing and presenting annual loan reviews for approval to committees, reviewing appraisals and environmental reports, and compiling key management reports. You will review commercial loan relationships, ensure compliance with policies, and input financial spreads using Flash Spread.