Credit Officer AVP (Bank)

Social Capital Resources; New York (NY); On-site; USD 140,000 - 210,000; Full time

Job summary

Social Capital Resources is assisting a Midtown Manhattan bank in seeking a VP-level Credit Officer. The role emphasizes producing accurate credit reports, maintaining data quality, and enforcing risk controls in day-to-day operations.

Requirements include a Bachelor's degree and 3+ years in bank credit, ideally with Commercial Bank experience. You will support audits by FRB and DFS, monitor portfolios, analyze sectors, and escalate risks as the portfolio grows.

Qualifications

• Bachelor's degree required.
• 3+ years experience in bank credit function.
• Experience in Commercial Bank credits preferred.

Responsibilities

• Prepare accurate credit reports per regulatory requirements.
• Ensure compliance with internal policies and risk controls.
• Support audits by FRB and DFS with documentation.
• Monitor credit portfolio for trends and risks.
• Maintain credit data quality and reporting.
• Conduct sector and portfolio analysis with stakeholders.
• Identify and escalate credit and operational risks.
• Support growth in credit risk and reporting as portfolio expands.

Skills

Credit analysis

Regulatory reporting

Portfolio monitoring

Risk assessment

Data integrity

Education

Bachelor's Degree

Job description

Bank in Midtown, Manhattan is seeking a Credit Officer at the VP level!

• Prepare accurate and timely credit reports in accordance with regulatory requirements.
• Ensure compliance with internal policies, procedures, risk management standards, and internal controls.
• Prepare supporting documentation and reports for internal and external audits, including regulatory examinations by the Federal Reserve (FRB) and Department of Financial Services (DFS).
• Monitor and analyze the credit portfolio, identifying key trends, risks, and areas requiring attention.
• Maintain the accuracy, integrity, and quality of credit data and related reporting.
• Conduct sector, industry, and portfolio analysis in collaboration with relevant stakeholders.
• Identify, assess, manage, and escalating credit and operational risk.admin
• Support additional credit risk, portfolio management, and reporting requirements as the business and portfolio grow.

Qualifications:

• Bachelor's Degree
• 3+ years experience working in a credit function at a bank
• Prior experience working within credit at a Commercial Bank is ideal