Credit Manager Trainee

Farmers Home Furniture; Savannah (GA); On-site; USD 40,000 - 70,000; Full time

Job summary

Join a well-established furniture retailer as a Credit Manager, where you'll play a vital role in managing customer credit applications and collections. This position offers a unique opportunity to work in a relationship-driven environment that values fairness and excellent service. You'll be responsible for processing credit applications, conducting collection calls, and ensuring customer satisfaction through effective credit management. With a strong commitment to employee ownership and a supportive workplace culture, this role promises growth opportunities and a chance to make a significant impact in the community. If you're passionate about finance and customer service, this is the perfect opportunity for you.

Benefits

Employee Stock Ownership Plan (ESOP)

401K Plan with Employer Matching Funds

Group Medical, Dental and Life Insurance

Annual Paid Vacation

Paid Holidays

Employee Purchase Discounts

Ongoing Training Programs

Qualifications

• Some knowledge in credit and collections required.
• Intermediate skills in credit and collections preferred.

Responsibilities

• Process credit applications and accept payments.
• Conduct daily collection calls and approve lines of credit.
• Administer sales contracts and conduct credit investigations.

Skills

Credit / Collections

Retail Management

Team Player

Leadership

Enthusiastic

Self-Starter

Job description

Established in 1949, Farmers Home Furniture is one of the top 100 furniture retailers in the US. Our company has grown to have over 220 store locations throughout the Southeast. Employee owned and operated (ESOP), our relationship-based business holds true to our founder's original principles of fairness, trust, and excellent service to our customers. Each of our locations is committed to providing customers high quality name brand merchandise along with superior customer service.

Farmers Home Furniture satisfies customers by following three fundamental principles:

1. Offer fair prices for quality merchandise
2. Make affordable financing available
3. Provide excellent service after the sale

Credit Manager responsibilities include but are not limited to:

1. Process credit applications in store or over the telephone
2. Accept payments on accounts
3. Type and administer sales contracts
4. Conduct daily collection calls to customers with payments due or to customers with past due accounts via telephone and home visits as needed
5. Approve or decline and issue lines of credit to customers
6. Conduct credit investigations
7. Contact customers with delinquent accounts and follow proper collection procedures

Employee Benefits:

1. Employee Stock Ownership Plan (ESOP)
2. 401K Plan with Employer Matching Funds
3. Group Medical, Dental and Life Insurance
4. Annual Paid Vacation
5. Additional Voluntary Insurance Programs Available
6. Paid Holidays, including the Employee's Birthday
7. Employee Purchase Discounts
8. Ongoing Training Programs
9. Benefit offerings for positions other than Full-Time may vary

Qualifications

Skills

Required

Some Knowledge

Credit / Collections

Intermediate

Preferred

Retail Management

Novice

Behaviors

Preferred

Leader

: Inspires teammates to follow them

Team Player

: Works well as a member of a group

Enthusiastic

: Shows intense and eager enjoyment and interest

Dedicated

: Devoted to a task or purpose with loyalty or integrity

Motivations

Preferred

Job Security

: Inspired to perform well by the knowledge that your job is safe

Self-Starter

: Inspired to perform without outside help

Growth Opportunities

: Inspired to perform well by the chance to take on more responsibility