Credit Manager – Manufacturing & Credit Risk (Hybrid)

MX Holdings; St. Louis (MO); Hybrid; USD 80,000 - 100,000; Full time

Benefits offered by this job

Medical, dental and vision insurance

401(k) with matching

Paid vacation and holidays

Performance bonus opportunities

Relocation package may be available

Employee assistance program

Job summary

MX Holdings seeks a Credit Manager (Manufacturing) in St. Louis, MO to lead Pennex credit activities and manage customer credit risk. Hybrid schedule: three in-office days, two remote, with oversight of a two-person team.

The role involves approving up to $250,000, driving continuous improvement in credit processes, and collaborating across finance, sales, and operations to optimize collections and risk controls. A CPA/MBA is a plus; 7+ years of credit/collections is required.

Qualifications

• 7+ years of progressive commercial credit and collections experience.
• Experience leading, supervising, or directing a team.
• Experience preparing credit recommendations and communicating risk to senior stakeholders.
• Experience in manufacturing or complex business environments preferred.

Responsibilities

• Owns all credit and collection responsibilities for Pennex and oversees the AR function.
• Establishes and reviews customer credit limits through financial analysis and references.
• Applies credit approval authority up to $250,000; prepares reviews for higher requests.
• Leads a two-person credit and AR team, assigning work and ensuring coverage.
• Collaborates with sales, operations, and finance to resolve disputes and payment delays.
• Develops, implements, and maintains credit policies and reporting.

Skills

Leadership & coaching

Financial analysis

Risk assessment

Negotiation

Communication

Process improvement

ERP knowledge

Travel 25%

Education

Bachelor's Degree in Accounting/Finance/Math

MBA preferred

Tools

Microsoft Dynamics 365

Job description

MX Holdings seeks a Credit Manager (Manufacturing) in St. Louis, MO to lead Pennex credit activities and manage customer credit risk. Hybrid schedule: three in-office days, two remote, with oversight of a two-person team.

The role involves approving up to $250,000, driving continuous improvement in credit processes, and collaborating across finance, sales, and operations to optimize collections and risk controls. A CPA/MBA is a plus; 7+ years of credit/collections is required.