Credit Manager

Yusen Logistics; Franklin (TN); On-site; USD 90,000 - 120,000; Full time

Benefits offered by this job

Medical, Dental, and Vision benefits

401k with company match

PTO 10 days

Bonus potential

Holidays

OT pay eligibility

Flexible Spending Accounts

Commuter Benefits

Tuition Assistance

Job summary

Yusen Logistics is seeking a Credit Manager to oversee the AR–cash cycle, optimize collections, and minimize bad debt. You will guide credit risk across accounts, enforce policy, and mentor staff in data-driven assessments using ERP and BI tools.

You will lead a team in on-site Franklin, TN, coordinating with management to balance risk and growth, ensuring timely credit approvals and accurate reporting to executives.

Qualifications

• Bachelor's degree in Finance, Accounting, and Business is required.
• Minimum of eight (8) years of credit and financial analysis experience with four (4) years at department management level.
• Strong knowledge and understanding of standard credit procedures.
• Experience determining credit worthiness and ongoing risk assessment.
• Detail oriented with ability to analyze cash flow, leverage and gauge customer strength.
• Excellent verbal and written communication skills.
• Ability to communicate with all levels of management.
• Excellent analytical and financial analysis skills.
• Strong organizational and time management skills.
• Ability to handle multiple tasks simultaneously while paying attention to detail.
• Ability to gather and interpret data, compile information and prepare reports.
• Ability to train new hires on policies and procedures.
• Ability to develop and mentor staff.

Responsibilities

• Provide oversight to the credit department for Yusen Logistics (Americas) Inc., using multiple operating systems
• Maintain and enforce the YLA Corporate Credit Policy
• Implement best practices, developing standardized review procedures
• Be proactive and responsive to credit demands ensuring that credit requests are processed and escalated to senior management where appropriate in timely manner in accordance with the company’s credit policy
• Develop the skills within the team members of the department; communication, analytical and reporting
• Oversee the preparation and distribution of regular periodic reporting, purpose being to report to senior management accounts in at risk industries and sectors
• Manage the overall credit risk of the organization
• Determine the credit worthiness of customer accounts through the appropriate financial analysis
• Evaluate and provide analysis to determine and recommend credit line amounts in accordance with the company’s credit policy
• Actively supervise credit requests; ensuring the department reacts with an appropriate understanding of the demands of the organization to meet the company’s objectives while satisfying the organizations obligations to minimize credit risk
• Review credit lines on a regular basis or when requested for existing accounts
• Recommend revocation of lines of credit or placing accounts on credit hold upon receipt of internal or external information pertinent to financial strength of the account, in accordance with the company’s credit policy.
• Manage and supervise the credit department staff to include development of department goals, performance management, staffing, training/ staff development and performance appraisals
• Monitor the A/R portfolio with regard to delinquent accounts and those accounts with balances over their company’s approved limits. This is accomplished by reviewing reports such as: over the limit, pay pattern changes, DSO and feedback from the collectors
• Work with the AR department management to ensure collections issues are incorporated into the credit evaluation

Skills

Credit analysis

Financial analysis

Leadership

Communication

Analytical thinking

Time management

Education

Bachelor's degree in Finance, Accounting, and Business

Tools

Excel

Word

D365

SAP

Dunn & Bradstreet

Job description

Position Summary

The Credit Manager will effectively manage and control the company’s investment in Accounts Receivable by maximizing sales opportunities while minimizing DSO and bad debt losses in conjunction with the goals and objectives of the business operating units. This position will also train and develop department personnel for more challenging assignments, i.e. credit assessments, and maintenance through research and analysis of client data.

Overview

The Credit Manager will effectively manage and control the company’s investment in Accounts Receivable by maximizing sales opportunities while minimizing DSO and bad debt losses in conjunction with the goals and objectives of the business operating units. This position will also train and develop department personnel for more challenging assignments, i.e. credit assessments, and maintenance through research and analysis of client data. This role will require to be fully onsite based out of Franklin, TN office.

Responsibilities

Essential Duties and Responsibilities

• Provide oversight to the credit department for Yusen Logistics (Americas) Inc., using multiple operating systems
• Maintain and enforce the YLA Corporate Credit Policy
• Implement best practices, developing standardized review procedures
• Be proactive and responsive to credit demands ensuring that credit requests are processed and escalated to senior management where appropriate in timely manner in accordance with the company’s credit policy
• Develop the skills within the team members of the department; communication, analytical and reporting
• Oversee the preparation and distribution of regular periodic reporting, purpose being to report to senior management accounts in at risk industries and sectors
• Manage the overall credit risk of the organization
• Determine the credit worthiness of customer accounts through the appropriate financial analysis
• Evaluate and provide analysis to determine and recommend credit line amounts in accordance with the company’s credit policy
• Actively supervise credit requests; ensuring the department reacts with an appropriate understanding of the demands of the organization to meet the company’s objectives while satisfying the organizations obligations to minimize credit risk
• Review credit lines on a regular basis or when requested for existing accounts
• Recommend revocation of lines of credit or placing accounts on credit hold upon receipt of internal or external information pertinent to financial strength of the account, in accordance with the company’s credit policy.
• Manage and supervise the credit department staff to include development of department goals, performance management, staffing, training/ staff development and performance appraisals
• Monitor the A/R portfolio with regard to delinquent accounts and those accounts with balances over their company’s approved limits. This is accomplished by reviewing reports such as: over the limit, pay pattern changes, DSO and feedback from the collectors
• Work with the AR department management to ensure collections issues are incorporated into the credit evaluation

Qualifications

• Bachelor's degree in Finance, Accounting, and Business is required.
• Minimum of eight (8) years of credit and financial analysis experience with four (4) years at department management level.
• Strong knowledge and understanding of standard credit procedures
• Experience determining credit worthiness and ongoing risk assessment
• Detail oriented with the ability to analyze cash flow, leverage and gauge customer strength
• Excellent verbal and written communication skills
• Ability to make sound business judgments while protecting the interests of company
• Ability to communicate with all levels of management
• Excellent analytical and financial analysis skills
• Strong organizational and time management skills
• Ability to handle multiple tasks simultaneously while paying attention to detail
• Ability to gather and interpret data, compile information and prepare reports
• Ability to train new hires on policies and procedures
• Ability to develop and mentor staff

Systems Experience

• ERP systems experience preferred, D365 or SAP is a plus.
• Dunn & Bradstreet experience desired.
• Proficiency in Excel and Word required

Essential Job Functions

• Maintain regular and punctual attendance.
• Work overtime as required/ assigned.
• Travel as required.
• Work cooperatively with others.
• Interact with employees and customers in an appropriate manner.
• Use a computer for tasks such as communicating via email and preparing reports and work schedule using Microsoft and Power BI
• Review and analyze data and information concerning customer credit.
• Plan, prioritize and monitor credit team activities.
• Complete and/or oversee the completion of assigned tasks/projects in a timely manner.
• Comply with all Company policies and procedures.

The above statements are intended to describe the general nature of work being performed. They are not to be construed as an exhaustive list of all responsibilities, duties and skills required.

Benefits

Yusen offers a generous Employee Benefits Package including:

• Medical, Dental, and Vision beginning the 1 st of the month following start date
• 401k with a company match
• Standard 10 days PTO
• Eligible for bonus plan
• 7 Paid Holidays
• Eligble for OT pay if applicable
• Flexible Spending Accounts, Life and Accidental Death & Dismemberment Insurance, Short & Long Term Disability, Tuition Assistance Program, Commuter Benefits, vacation , and much more

Any and all benefits offered are subject to the eligibility requirements, terms, and provisions set forth in the respective policies and plan documents, which you may request from Human Resources.

About Yusen Logistics (Americas )

Yusen Logistics is working to become the world’s preferred supply chain logistics company. Our complete offer is designed to forge better connections between businesses, customers and communities – through innovative supply chain management, freight forwarding, warehousing and distribution services. As a company we’re dedicated to a culture of continuous improvement, ensuring everyone who works with us is committed, connected and creative in making us the world’s preferred choice.

www.yusen-logistics.com/

Yusen Logistics (Americas) Inc. values each individual employee and is committed to a diverse and inclusive workforce by providing equal employment opportunities for all applicants without regard to race, religion, color, sex, national origin, citizenship status, uniform service member status, age, disability, sexual and gender orientation, genetic information, or any other protected status in accordance with all applicable federal, state and local laws.

Los Angeles County Only : Yusen Logistics (Americas) Inc. will consider qualified applicants with a criminal history pursuant to the California Fair Chance Act. You do not need to disclose your criminal history or participate in a background check until a conditional job offer is made to you. After making a conditional offer and running a background check, if Yusen Logistics (Americas) Inc. is concerned about conviction that is directly related to the job, you will be given the chance to explain the circumstances surrounding the conviction, provide mitigating evidence, or challenge the accuracy of the background report. Find out more about the Fair Chance Act by visiting the Civil Right’s Department Fair Chance Act webpage.