Credit Analytics Analyst: Underwriting & Growth Strategy

OneMain Financial; Wilmington (DE); Hybrid; USD 85,000 - 110,000; Full time

Benefits offered by this job

Health benefits

401(k) match up to 4%

Employee Stock Purchase Plan

Tuition reimbursement

Paid time off

Paid holidays

Volunteer time off

Job summary

OneMain Financial is seeking a Sr Analyst in Credit Analytics to drive underwriting and pricing strategy improvements. The role involves extracting data from multiple systems, applying statistical methods, and communicating insights to leadership.

You will collaborate with partners to implement strategies that improve profitability and portfolio quality. The ideal candidate has a quantitative background and 2+ years of data-driven problem solving, with experience in regression and machine

Qualifications

• Bachelor's degree in a quantitative field preferred.
• 2+ years of complex data-driven problem solving experience required.
• Master’s or PhD may offset experience.

Responsibilities

• Design, document and execute consumer credit underwriting and pricing strategies.
• Extract and analyze historical customer performance data from multiple systems.
• Use SQL, R, SAS, Python, MATLAB and decision-tree tools to test new strategies.

Skills

SQL

R

SAS

Python

MATLAB

Data analysis

Education

Bachelor's degree in a quantitative discipline

Tools

Decision tree software

Job description

OneMain Financial is seeking a Sr Analyst in Credit Analytics to drive underwriting and pricing strategy improvements. The role involves extracting data from multiple systems, applying statistical methods, and communicating insights to leadership.

You will collaborate with partners to implement strategies that improve profitability and portfolio quality. The ideal candidate has a quantitative background and 2+ years of data-driven problem solving, with experience in regression and machine