Credit Analyst: Uncover Risk & Drive Smart Lending

RockBridge Search; Portland, Northern (OR, KY); Hybrid; USD 70,000 - 100,000; Full time

Job summary

RockBridge Search seeks a sharp Credit Analyst to join our team. You’ll analyze financial statements, tax returns, and projections, assessing cash flow and repayment capacity to inform credit decisions.

You’ll collaborate with lenders, relationship managers, and credit leadership to structure facilities, monitor portfolios, and document analyses. Strong Excel and communication skills are essential.

Qualifications

• Strong Excel and financial statement analysis skills.
• Ability to interpret financial data and identify trends.
• Experience with credit analysis and underwriting principles.
• Excellent written and verbal communication.

Responsibilities

• Analyze financial statements, tax returns, projections, and other data.
• Prepare comprehensive credit analyses and underwriting materials.
• Evaluate cash flow, liquidity, leverage, and debt service coverage.
• Review credit requests and identify strengths, risks, and opportunities.
• Assist with structuring credit facilities and collateral analysis.
• Monitor portfolios and report on borrower performance and risk.
• Prepare presentations, memos, renewals, and annual reviews.
• Research industries and borrower information to contextualize numbers.

Skills

Excel

Financial analysis

Cash-flow analysis

Communication skills

Attention to detail

Collaboration

Loan structuring

Education

Bachelor’s degree in Finance, Accounting, Economics, Business, or related field

Job description

RockBridge Search seeks a sharp Credit Analyst to join our team. You’ll analyze financial statements, tax returns, and projections, assessing cash flow and repayment capacity to inform credit decisions.

You’ll collaborate with lenders, relationship managers, and credit leadership to structure facilities, monitor portfolios, and document analyses. Strong Excel and communication skills are essential.