Credit Analyst-Structured Finance

Bank of Hope; New York (NY); Sur place; USD 43 000 - 50 000; Plein temps

Avantages offerts par ce poste

Bonus

Benefits

Résumé du poste

Bank of Hope in New York is seeking a Credit Analyst CIB to support lending teams with credit risk and compliance, assisting with loan origination, amendments, and closing.

You will perform due diligence, prepare credit analyses, review covenants, and manage KYC/AML processing while coordinating with relationship managers, underwriting, and operations to maintain accurate credit files and timely funding.

Qualifications

• Bachelor’s degree in Finance, Accounting or related field.
• 0–2 years of experience in Corporate Banking or credit analysis.
• Knowledge of regulatory compliance and financial crime rules.
• Experience with KYC/AML processes.

Responsabilités

• Perform due diligence on new transactions and loan amendments/modifications.
• Prepare detailed credit analyses for new loan applications and amendments/modifications.
• Oversee covenants compliance including review of financial covenant reports and maintain tickler/Globalwave.
• Complete KYC/AML/OFAC/USA PATRIOT Act due diligence and analysis.
• Provide support to portfolio managers, underwriters, and relationship managers; maintain credit docs in Globalwave.
• Work with internal support on deal closing, booking, funding and ongoing loan lifecycle tasks.
• Assist with audits, policy reviews and other projects.

Connaissances

Credit analysis

KYC/AML

Financial analysis

Regulatory knowledge

Communication

Formation

Bachelor’s degree in Finance or related

Outils

Globalwave

Description du poste

The C redit Analyst C IB supports Corp & Institutional Banking (CIB) Lenders / Lending Units to meet various requirements including credit risk compliance, financial crime compliance, loan operations and deposit operations . You will work with the RM teams at deal origination and/or processing loan amendments and modifications, provide client research, prepare detailed credit analyses for deal screen and credit application, customer due diligence including KYC . Assist with and facilitate coordination with various internal and external stakeholders ensuring account opening, provide loan origination/closing support, assist with covenants compliance and ticklers/ Globalwave maintenance throughout the life cycle of the account. Compliance with bank policy and regulatory requirements.

As assigned, with moderate direction and guidance, proactive and self-driven:

• Perform due diligence on new transactions and loan amendments/modifications.
• Prepare detailed credit analysis for new loan application and loan amendments/modifications.
• Oversee covenants compliance including detailed review and verify financial covenant reports and maintain the tickler and Globalwave database.
• Complete KYC/AML/OFAC/USA PATRIOT Act due diligence and analysis – assembly of the KYC/BSA package.
• Provide support to portfolio managers, underwriters, and relationship managers, including maintenance of credit documentation and files in Globalwave.
• Work with internal support group on deal closing, booking, and funding and on-going activities during the loan life cycle and account opening and on-going account maintenance.
• Assist with episodic projects including internal and external audits, credit policy and procedure review, etc.
• Alignment with Bank of Hope core values.

Job Qualifications/Requirements

Education/Credentials

• Minimum Education Level: Bachelor’s degree in Finance, Accounting or related fields.

Prior Experience

• Minimum Job Experience: 0-2 year

Skills

• Demonstrate role appropriate knowledge on Corporate Banking, Credit and related policies and procedures.
• Demonstrate role appropriate knowledge on banking regulations and state/federal regulations.
• Demonstrate role appropriate knowledge on regulatory and financial crime compliance.
• Thorough understanding of accounting principles, financial statements, and cash flow analysis.
• Work independently and be self-starting/proactive toward completing credit related tasks and obtaining necessary documentation, due diligence research, and completing customer onboarding and/or loan closing / account opening and maintenance tasks.
• Strong time management skills and ability to work under pressure within time constraints.
• Strong verbal communication and interpersonal skills to manage both internal and external relationship.

The salary range for this full-time position is $31.25 Hourly - $36.06 Hourly + bonus + benefits

Salary ranges are determined based on qualifications, level, and location

Exact compensation may vary based on your skills and experience.

Bank of Hope is an equal employment opportunity employer and does not discriminate on the basis of race, color, gender, religion, age, sexual orientation, genetic information, national or ethnic origin, disability, marital status, veteran status or any other basis protected by federal, state, or local law.

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.