Sr. Relationship Manager

Bank of Hope; Fort Lee, New York (NJ, NY); In loco; USD 140.000 - 155.000; Tempo pieno

Vantaggi offerti da questo lavoro

Bonus

Benefits package

Descrizione del lavoro

Bank of Hope in Fort Lee, NJ seeks an experienced corporate banking professional to lead new business development, manage a profitable loan portfolio, and ensure adherence to credit policy. You will work with internal teams and borrowers to optimize earnings and service delivery.

The role requires high-level credit analysis, collaboration with underwriters, and mentoring of junior staff, while strengthening relationships with borrowers and external counsel.

Competenze

• Minimum 10+ years of corporate banking experience.
• Knowledge of General Loan Policy.
• Experience in selling C&I related products.
• Ability to structure creative and sound credit facilities.
• Quality assurance experience.
• Excellent verbal and written communication skills.
• Analytical and organizational skills.
• Potentially an ability to work on financial model.

Mansioni

• Develop new business from prospects in the market, focusing on deposit gathering.
• Maintain and grow the existing loan portfolio by seeking lending opportunities.
• Monitor the portfolio with credit policy, analyze fundamentals, and supervise internal reporting.
• Perform high level credit analysis and evaluate capital structures with underwriters.
• Assist in preparation of prescreen memos with credit administration and underwriters.
• Present recommendations of credit memos to credit administration and management.
• Review loan documents with underwriters and oversee loan closing and funding.
• Mentor junior team members, especially business development/relationship managers.

Conoscenze

Excellent verbal & written comms

Analytical skills

Organizational skills

Ability to work on financial model

Formazione

Bachelor's Degree

Strumenti

Financial modeling

Descrizione del lavoro

• Develop new business from prospects in that market, esp. in deposit gathering, and work with internal colleagues, to maximize earnings potential; and to formulate strategy to minimize the rate (if any) paid on deposits while providing the best possible product service.
• Maintain and grow the existing, profitable loan portfolio by seeking lending and other credit opportunities with new potential clients in that space.
• Work with portfolio management team to monitor the existing portfolio at its existing level of very low risk, by learning and applying Bank’s credit policy and procedures, analyzing company fundamentals in the light of industry trends and market conditions, and supervising the maintenance of internal reporting systems.
• Perform high level credit analysis and evaluate capital structures of potential new clients and analyze company fundamentals in the light of industry trends and market conditions, along with underwriters.
• Assist in preparation of, and discuss with credit administration, prescreen memos in conjunction with the underwriters.
• Present recommendation of credit memorandum in conjunction with underwriters, as necessary to credit administration and management.
• Review loan documents along with underwriters and oversee loan closing and funding process from beginning to end.
• In addition to deposit/account colleagues as mentioned above, to maintain and cultivate an effective working relationship with Internal (credit administration, middle market lending credit staff, loan servicing and other departments) and External (borrowers, attorneys, and agent bank) stakeholders.
• As an important adjunct to the above, to provide mentoring to junior team members, esp. business development/relationship managers.

Job Qualifications/Requirements

• Bachelor's Degree
• Minimum 10+ years of corporate banking experience
• Knowledge of General Loan Policy
• Experience in selling C&I related products
• Ability to structure creative and sound credit facilities
• Quality assurance experience
• Excellent verbal and written communication skills
• Analytical and organizational skills
• Potentially an ability to work on financial model

The salary range for this full-time position is $140,000 - $155,000 + bonus + benefits

Salary ranges are determined based on qualifications, level, and location.

Exact compensation may vary based on your skills and experience.

Bank of Hope is an equal employment opportunity employer and does not discriminate on the basis of race, color, gender, religion, age, sexual orientation, genetic information, national or ethnic origin, disability, marital status, veteran status or any other basis protected by federal, state, or local law.

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.