Credit Analyst-Structured Finance

Bank-of-Hop; New York (NY); On-site; USD 43,000 - 50,000; Full time

Benefits offered by this job

Bonus

Benefits

Job summary

Bank of Hope is seeking a CIB Credit Analyst to support lending teams in origination and processing. You will prepare credit analyses, assist with loan amendments, and ensure compliance with KYC/AML and banking regulations while maintaining credit documentation.

The role involves coordinating with deal teams, supporting account opening, and maintaining files in Globalwave. A Bachelor's degree in Finance or related field and 0–2 years' experience are typical requirements.

Qualifications

• Bachelor’s degree in Finance, Accounting or related field.
• 0–2 years of related experience.
• Knowledge of corporate banking and credit policies.
• Understanding of regulatory and financial crime compliance.

Responsibilities

• Perform due diligence on new transactions and loan amendments/modifications.
• Prepare detailed credit analyses for new loan applications and amendments.
• Oversee covenants compliance and review financial covenant reports.
• Complete KYC/AML/OFAC/USA PATRIOT Act due diligence and KYC package.
• Support portfolio managers, underwriters, and relationship managers with credit documentation and onboarding.

Skills

Corporate Banking

Credit policies

Regulatory compliance

Financial statements

Cash flow analysis

KYC/AML

Attention to detail

Time management

Education

Bachelor’s degree in Finance, Accounting or related fields

Job description

The C redit Analyst C IB supports Corp & Institutional Banking (CIB) Lenders / Lending Units to meet various requirements including credit risk compliance, financial crime compliance, loan operations and deposit operations . You will work with the RM teams at deal origination and/or processing loan amendments and modifications, provide client research, prepare detailed credit analyses for deal screen and credit application, customer due diligence including KYC . Assist with and facilitate coordination with various internal and external stakeholders ensuring account opening, provide loan origination/closing support, assist with covenants compliance and ticklers/ Globalwave maintenance throughout the life cycle of the account. Compliance with bank policy and regulatory requirements.

As assigned, with moderate direction and guidance, proactive and self-driven:

• Perform due diligence on new transactions and loan amendments/modifications.
• Prepare detailed credit analysis for new loan application and loan amendments/modifications.
• Oversee covenants compliance including detailed review and verify financial covenant reports and maintain the tickler and Globalwave database.
• Complete KYC/AML/OFAC/USA PATRIOT Act due diligence and analysis – assembly of the KYC/BSA package.
• Provide support to portfolio managers, underwriters, and relationship managers, including maintenance of credit documentation and files in Globalwave.
• Work with internal support group on deal closing, booking, and funding and on-going activities during the loan life cycle and account opening and on-going account maintenance.
• Assist with episodic projects including internal and external audits, credit policy and procedure review, etc.
• Alignment with Bank of Hope core values.

Job Qualifications/Requirements

Education/Credentials

• Minimum Education Level: Bachelor’s degree in Finance, Accounting or related fields.

Prior Experience

• Minimum Job Experience: 0-2 year

Skills

• Demonstrate role appropriate knowledge on Corporate Banking, Credit and related policies and procedures.
• Demonstrate role appropriate knowledge on banking regulations and state/federal regulations.
• Demonstrate role appropriate knowledge on regulatory and financial crime compliance.
• Thorough understanding of accounting principles, financial statements, and cash flow analysis.
• Work independently and be self-starting/proactive toward completing credit related tasks and obtaining necessary documentation, due diligence research, and completing customer onboarding and/or loan closing / account opening and maintenance tasks.
• Strong time management skills and ability to work under pressure within time constraints.
• Strong verbal communication and interpersonal skills to manage both internal and external relationship.

The salary range for this full-time position is $31.25 Hourly - $36.06 Hourly + bonus + benefits

Salary ranges are determined based on qualifications, level, and location

Exact compensation may vary based on your skills and experience.

Bank of Hope is an equal employment opportunity employer and does not discriminate on the basis of race, color, gender, religion, age, sexual orientation, genetic information, national or ethnic origin, disability, marital status, veteran status or any other basis protected by federal, state, or local law.

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.