Credit Analyst: Shape Lending & Client Growth

Equity Bank; Wichita (KS); On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

Group Life & Long-Term Disability保险

Flexible Spending & Health Savings 账户

Group Cancer Insurance

401(K) Retirement Plan w/ CompanyMatch

Generous Vacation & Sick Time

Employee Stock Purchase Plan (ESPP)

Pet Insurance

Job summary

Equity Bank in Wichita, KS is seeking a Credit Analyst to join the Credit Administration team. You will prepare credit presentations, analyze financial statements, and evaluate cash flow and collateral to support loan decisions.

The role requires collaboration with Loan Officers, adherence to policies, and timely reporting to senior management. This full-time position offers growth opportunities in a community bank with a focus on customer service, teamwork, and professional development within a

Qualifications

• Bachelor's degree required in finance, accounting, economics, business, or related field.
• High level of accuracy and attention to detail to identify risk factors in credit evaluations.
• Ability to think critically and decide based on thorough credit data analysis.
• Effective written and verbal communication to convey analysis findings.

Responsibilities

• Produce high quality credit presentations/annual reviews for internal and external approvals.
• Create and analyze financial spreads from borrower information.
• Analyze cash flow and balance sheet trends to assess credit risk.
• Evaluate collateral adequacy for loan facilities.
• Prepare reader-friendly credit documents reflecting true credit position.
• Maintain relationships with Loan Officers and coordinate information gathering.
• Follow loan policy, underwriting guidelines, and documentation requirements.
• Prepare regular reports (weekly, monthly, quarterly, annual).
• Comply with Bank Secrecy Act and other regulatory requirements.

Skills

Credit analysis

Financial statement analysis

Risk assessment

Excel proficient

Written & verbal communication

Attention to detail

Education

Bachelor's degree in finance

Tools

Microsoft Excel

Job description

Equity Bank in Wichita, KS is seeking a Credit Analyst to join the Credit Administration team. You will prepare credit presentations, analyze financial statements, and evaluate cash flow and collateral to support loan decisions.

The role requires collaboration with Loan Officers, adherence to policies, and timely reporting to senior management. This full-time position offers growth opportunities in a community bank with a focus on customer service, teamwork, and professional development within a