Credit Analyst: Lending Risk & Financial Insight

Central Bank of Kansas City; Kansas City (MO); On-site; USD 50,000 - 70,000; Full time

Job summary

A financial institution in Kansas City is seeking a Credit Analyst to evaluate the financial health of various loan applicants. The role involves performing in-depth financial analysis, preparing credit memos, and supporting lending officers to ensure sound credit decisions. Ideal candidates will have a relevant degree and experience in banking or credit analysis. Strong analytical and communication skills are essential for success in this role.

Qualifications

• 1-3 years of experience in banking, commercial lending, or credit analysis preferred.
• Detail-oriented, analytical thinker with strong problem-solving skills.
• Ability to manage multiple tasks and meet deadlines.

Responsibilities

• Analyze and interpret financial statements and cash flow statements.
• Prepare written credit memoranda for loan committee review.
• Conduct collateral analysis for risk mitigation.

Skills

Financial statement analysis

Cash flow modeling

Risk assessment

Written and verbal communication

Problem-solving skills

Education

Bachelor’s degree in Finance, Accounting, Economics, or related field

Tools

Microsoft Excel

Financial analysis software

Job description

A financial institution in Kansas City is seeking a Credit Analyst to evaluate the financial health of various loan applicants. The role involves performing in-depth financial analysis, preparing credit memos, and supporting lending officers to ensure sound credit decisions. Ideal candidates will have a relevant degree and experience in banking or credit analysis. Strong analytical and communication skills are essential for success in this role.