Credit Analyst / Senior Credit Analyst

Vermont Economic Development Authority; Burlington (VT); Hybrid; USD 47,000 - 90,000; Full time

Benefits offered by this job

Flexible work environment

Tuition reimbursement

Professional development opportunities

Health and retirement benefits

Job summary

VEDA seeks a motivated Credit Analyst or Senior Credit Analyst to support loan officers with financial and business analysis for new loan and servicing requests. You will draft loan credit memos for management and the Board to aid decisions, and analyze financial statements, market strengths, and weaknesses.

The role requires collaboration with colleagues, accurate financial modeling, and a commitment to detail. Location in Vermont offices with in-office presence at least 3 days weekly.

Qualifications

• Bachelor’s degree required; credit analysis experience preferred.
• Experience evaluating balance sheets, income statements, cash flow and collateral.
• Strong written and verbal communication and customer service skills.
• Detail-oriented with ability to learn financial databases and tools.

Responsibilities

• Support loan officers with financial and business analysis for new loans.
• Draft loan credit memos to aid management and the Board in decisions.
• Prepare financial spreadsheets and analyze market strengths and weaknesses.

Skills

Balance sheet analysis

Income statement analysis

Cash flow analysis

Credit memo drafting

Written communication

Customer service

Attention to detail

Excel proficiency

Education

Bachelor's degree

Tools

Financial database software

Job description

Job Opportunities

Credit Analyst / Senior Credit Analyst

VEDA is looking for a motivated individual to be our next Credit Analyst . Based on prior experience, this position may be hired at the Credit Analyst or Senior Credit Analyst level . This position supports loan officers with financial and business analysis for new loan and servicing requests. Duties include preparing and analyzing financial spreadsheets, analyzing business and marketplace strengths and weaknesses, drafting loan credit memos to aide management and/or the Board of Directors in making loan approval decisions.

Salary range: $47,000-$90,000

Location: VEDA has offices in Montpelier, Middlebury, and Burlington. Position expected to be in-office a minimum of 3 days/week.

Requirements include but are not limited to:

• Previous experience as a credit analyst or related experience.
• Knowledge of and ability to analyze balance sheets, income statements, cash flow, and collateral adequacy.
• Knowledge and ability to analyze business and marketplace strengths and weaknesses.
• Strong written, verbal, and customer service skills.
• Accuracy and attention to detail.
• Computer literacy and ability to learn financial database software.
• Bachelor’s degree.
• Travel within the State of Vermont.

Knowledge of the agricultural sector is preferred but not required.

VEDA offers competitive salaries and excellent health and retirement benefit packages.

• a flexible work environment
• generous tuition reimbursement
• professional development and networking opportunities

VEDA is an Equal Opportunity Employer. We welcome job applications from all qualified candidates.

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58 East State Street,
Suite 5,
Montpelier, VT
05602

60 Main Street,
Suite 202,
Burlington, VT
05401

381 Exchange Street, Unit A,
Middlebury, VT
05753

802.828.JOBS (5627) [e-mail]