Credit Analyst, Senior Analyst / Associate Director - Healthcare & Pharmaceuticals - Chicago

Fitch Group, Inc., Fitch Ratings, Inc., Fitch Solutions Group; Chicago (IL); On-site; USD 90,000 - 125,000; Full time

Job summary

Join a dynamic global rating agency as a Senior Analyst/Associate Director in the Healthcare & Pharmaceuticals sector. This role offers the chance to lead coverage analysis, engage with industry management, and contribute to impactful research. You will thrive in a team-oriented environment, utilizing your analytical prowess and communication skills to present findings to diverse audiences. With a focus on credit quality, you will develop comprehensive financial models and participate in high-level discussions. If you are passionate about capital markets and eager to make a difference, this opportunity is perfect for you.

Qualifications

• 3-5+ years relevant experience in credit analysis or capital markets.
• Bachelor's degree required; MBA preferred for Associate Director.

Responsibilities

• Analyze factors influencing credit quality in Healthcare & Pharmaceuticals.
• Develop financial models and present analysis to credit committees.

Skills

Analytical Skills

Communication Skills

Quantitative Analysis

Organizational Skills

Leadership Skills

Education

Bachelor's Degree

MBA or Advanced Degree

CFA/CPA or CFA Candidate

Tools

Excel

Word

Job description

Credit Analyst, Senior Analyst / Associate Director - Healthcare & Pharmaceuticals - Chicago

Requisition ID: 47631

Business Unit: Fitch Ratings

Category: Credit Analysis & Research

Location: Chicago, IL, US

Date Posted: Feb 4, 2025

Fitch’s North American Corporates Group is seeking a Senior Analyst / Associate Director for coverage of the Healthcare & Pharmaceuticals sector, either in our New York, Chicago, or Toronto office.

Qualitative credentials will weigh meaningfully in the selection of the candidate. A healthy sense of intellectual curiosity is critical, along with a demonstrated willingness and ability to attack and explain topics of analytical complexity. Fitch is a team-oriented work environment, so excellent communication skills are essential, as is a high productivity work-ethic and results-oriented mindset.

What We Offer:

• An opportunity to be a lead coverage analyst at a global rating agency.
• A team-oriented work environment.
• Fitch Ratings is a global company with a presence in over 30 countries, offering opportunities to work with diverse teams and clients from around the world.

We’ll Count on You To:

• Perform analysis of key quantitative and qualitative factors influencing credit quality of companies in the Healthcare & Pharmaceuticals sectors;
• Develop and maintain comprehensive financial models;
• Engage with industry management teams to gain insights and enhance analysis;
• Present analysis of companies to internal credit rating committees and participate in the evaluation of other credits within Corporates, as well as other related credit groups;
• Communicate rating rationale to external audiences (primarily institutional investors, sell-side analysts, and media) in meetings, conference calls, press releases, and written research reports;
• Contribute to the writing of timely and effective research on topical issues.

What You Need to Have:

• Bachelor's degree required, MBA or other advanced degree a plus for the Associate Director title;
• CFA/CPA or CFA candidate preferred;
• 3-5+ years relevant experience depending on the title, some coverage or knowledge of the Healthcare & Pharmaceuticals sector a plus;
• Capital markets and/or credit analysis experience a plus;
• Expertise in Excel and Word;
• Excellent analytical, quantitative, and organizational skills;
• Exceptional written and verbal communication skills;
• Ability to shift fluidly between multiple projects as priorities change and work in a team-oriented environment.

What Would Make You Stand Out:

• Some knowledge of and a keen interest in learning more about the Healthcare industries;
• Professional background in capital markets and/or credit analysis and well-developed financial statement analysis skills;
• Desire to deepen their exposure to and understanding of the debt capital markets;
• A strong pattern of leadership and the ability to proactively and successfully interact with various stakeholders, both within and outside of the organization;

FOR ILLINOIS ROLES ONLY: Expected base pay rates for the role will be between $90,000 and $125,000 per year. Actual salaries will be determined on an individualized basis and may vary based on factors including but not limited to education, training, experience, past performance, and other job-related factors. Base pay is one part of Fitch’s total compensation package, which, depending on the position, may also include commission earnings, discretionary bonuses, long-term incentives, and other benefits sponsored by Fitch.