Credit Analyst: Risk, Spreads & Loan Write-Ups

gpac LLC.; Carbondale (CO); On-site; USD 65,000 - 90,000; Full time

Job summary

gpac LLC. is seeking a credit analyst to spread financials, assess new and renewing loan requests, and rate credits for the portfolio. You will prepare write-ups for lenders and the loan committee while supporting month-end close and regulatory reporting.

The role requires a Bachelor’s in Accounting, Finance, or Economics and a year or more of credit spread experience. Excel and spreading software proficiency are essential, with a focus on accuracy and growth toward a lending career.

Qualifications

• Bachelor's in Accounting, Finance, or Economics required.
• A year or more spreading and analyzing bank credits preferred.
• Comfortable in Excel and financial spreading software.
• Accurate, analytical, and detail focused.
• Eager to build toward a lending or credit career.

Responsibilities

• Spread financials and analyze new and renewing loan requests
• Risk-rate credits and keep portfolio ratings current
• Prepare credit write-ups for lenders and loan committee
• Support month-end close and regulatory reports
• Track loan covenants, exceptions, and policy compliance
• Help train staff on credit processes

Skills

Analytical skills

Attention to detail

Credit career interest

Communication skills

Teamwork

Education

Bachelor's in Accounting, Finance, or Economics

Tools

Excel

Financial spreading software

Job description

gpac LLC. is seeking a credit analyst to spread financials, assess new and renewing loan requests, and rate credits for the portfolio. You will prepare write-ups for lenders and the loan committee while supporting month-end close and regulatory reporting.

The role requires a Bachelor’s in Accounting, Finance, or Economics and a year or more of credit spread experience. Excel and spreading software proficiency are essential, with a focus on accuracy and growth toward a lending career.