Associate - National Settlements Portfolio Manager

Huntington National Bank; Cranberry Township (Butler County); Presencial; USD 57 000 - 113 000; Tempo integral

Vantagens oferecidas por esta oferta de emprego

Health insurance

Wellness program

Life and disability insurance

Retirement savings plan

Paid leave

Resumo da oferta

Huntington National Bank in Cranberry Township, PA is seeking a Commercial Portfolio Manager to manage assigned portfolios and support the NST Portfolio Management Team Lead, Regional Credit Officer and Relationship Manager teams in underwriting, portfolio management, compliance, and monitoring of loans and client relationships.

The role involves portfolio reporting, risk analysis and collaboration with RMs to grow fees and portfolio revenue while maintaining credit quality.

Qualificações

• Bachelor’s Degree in Finance/Accounting/Economics or related field or equivalent year's work experience.
• 1+ year of commercial/middle market credit analysis or underwriting experience.

Responsabilidades

• Assist with portfolio reporting, exposure tracking, trend analysis, and management information reporting.
• Support reviews of settlement activity, account performance, concentration risk, and portfolio quality metrics.
• Participate in portfolio reviews and special credit projects designed to enhance risk identification and monitoring capabilities.
• Assist in the collection, organization, and analysis of financial and operational information required to support portfolio management decisions.
• Manage a portfolio of commercial loans and customers in partnership with the assigned relationship manager, Regional Credit Officer and other stakeholders.
• Service, deepen, and retain assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities.
• Optimize customer relationships working directly with Relationship Managers to grow fees, deposits, and portfolio revenue.
• Own primary responsibility for the credit quality and monitoring of Commercial portfolio risks.
• Responsible for risk rating new credits and ongoing updating of risk grades in assigned portfolio.
• Responsible for underwriting quality, portfolio administration, and ongoing credit quality of assigned portfolio.
• Participate in presenting proposed credit actions in written analysis document and as necessary, verbally to Regional Credit Officer and/or Senior Regional Credit Officer.
• Conduct portfolio reviews with management and analyze existing portfolio to identify trends and opportunities.

Conhecimentos

Credit analysis

Analytical thinking

Time management

Communication skills

Formação académica

Bachelor’s Degree in Finance/Accounting/Economics

Ferramentas

Word

Excel

Descrição da oferta de emprego

Summary

Working under direct supervision, the Commercial Portfolio Manager is responsible for managing assigned portfolio(s) and providing support to NST Portfolio Management Team Lead, Regional Credit Officer and Relationship Manager team (RM’s) in the areas of credit underwriting, portfolio management, compliance, and monitoring of new and existing loans and customer relationships within the portfolio.

Description

Working under direct supervision, the Commercial Portfolio Manager is responsible for managing assigned portfolio(s) and providing support to NST Portfolio Management Team Lead, Regional Credit Officer and Relationship Manager team (RM’s) in the areas of credit underwriting, portfolio management, compliance, and monitoring of new and existing loans and customer relationships within the portfolio.

Duties And Responsibilities

• Assist with portfolio reporting, exposure tracking, trend analysis, and management information reporting.


• Support reviews of settlement activity, account performance, concentration risk, and portfolio quality metrics.


• Participate in portfolio reviews and special credit projects designed to enhance risk identification and monitoring capabilities.


• Assist in the collection, organization, and analysis of financial and operational information required to support portfolio management decisions.


• Manage a portfolio of commercial loans and customers in partnership with the assigned relationship manager, Regional Credit Officer and other stakeholders.


• Service, deepen, and retain assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities.


• Optimize customer relationships working directly with Relationship Managers to grow fees, deposits, and portfolio revenue.


• Own primary responsibility for the credit quality and monitoring of Commercial portfolio risks.


• Responsible for risk rating new credits and ongoing updating of risk grades in assigned portfolio.


• Responsible for underwriting quality, portfolio administration, and ongoing credit quality of assigned portfolio.


• Participate in presenting proposed credit actions in written analysis document and as necessary, verbally to Regional Credit Officer and/or Senior Regional Credit Officer.


• Conduct portfolio reviews with management and analyze existing portfolio to identify trends and opportunities.


• Performs other duties as assigned.

Basic Qualifications

• Bachelor’s Degree/Four-year college degree in Finance/Accounting/Economics or related business field or equivalent year's work experience.


• 1 or more years of relevant commercial/middle market credit analysis experience or underwriting experience.

Preferred Qualifications

• Understanding and utilization of credit skills for credit decision making, monitoring, and managing of a credit through repayment.


• 3 or more years of


• Relevant commercial/middle market credit analysis experience or underwriting experience. Credit analysis of Professional Services companies is a plus.


• Strong analytical ability and an understanding of the analysis of commercial financials.


• Knowledge of the state and federal laws and compliance regulations for commercial loans.


• Ability to work under critical time constraints. Strong time management and organizational skills and the ability to perform highly detailed and accurate work on multiple, concurrent tasks.


• A high level of verbal and written communication skills to effectively convey credit worthiness and recommendations.


• Thorough knowledge of various software programs including Word and Excel, and the ability to quickly learn additional systems/software.


• Strong customer service orientation.


• MBA in Finance or Accounting

Exempt Status

(Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Yes

Workplace Type

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.

Compensation Range

$57,000.00 - $113,000.00 Annual Salary

The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.