Credit Analyst Internship: Build Credit Insights & Risk

BMO Harris Bank; Madison (WI); On-site; USD 50,000 - 100,000; Full time

Benefits offered by this job

Health insurance

Tuition reimbursement

Accident and life insurance

Retirement savings plans

Job summary

BMO Harris Bank is offering a structured internship within Commercial Sales & Service in Madison, WI, focusing on credit analysis and lending support for a portfolio of commercial clients. The program emphasizes financial analysis, risk assessment, and client relationship development.

Participants will work with Relationship Managers to structure loans, assess credit risk, monitor portfolio performance, and support proposals to win new business while adhering to bank policies and risk frameworks.

Qualifications

• Relevant experience in credit or lending instruments or financial operations in a corporate or banking environment is preferred.
• If a Credit Qualifiable job, Credit Qualifications and associated credit knowledge and skills according to the credit portfolio requirements and qualification standards.
• Specialized knowledge.

Responsibilities

• Analyzes credit information to support lending decisions and processes for new and existing Commercial banking loans and credit solutions in an assigned portfolio of clients.
• Makes credit decisions and recommendations in compliance with bank policies and procedures while maintaining an exceptional client service environment.
• Performs financial analysis and calculations and makes recommendations to Manager.
• Supports portfolio monitoring and compliance, analyses metrics, and assesses industry trends to spot risks and opportunities.
• Prepares detailed credit summaries to assess creditworthiness and support decision making.
• Provides content and support for proposals and presentations to capture new business and expand client partnerships.

Skills

Financial Analysis

Loan Structuring

Data Analysis Tools

Regulatory Compliance

Portfolio Management

Credit Risk Assessment

Banking Operations

Microsoft Office

Problem Solving

Collaboration

Detail‑Oriented

Analytical Thinking

Job description

BMO Harris Bank is offering a structured internship within Commercial Sales & Service in Madison, WI, focusing on credit analysis and lending support for a portfolio of commercial clients. The program emphasizes financial analysis, risk assessment, and client relationship development.

Participants will work with Relationship Managers to structure loans, assess credit risk, monitor portfolio performance, and support proposals to win new business while adhering to bank policies and risk frameworks.