Credit Analyst Intern

Socket.dev; Mechanicsburg (Cumberland County); On-site; USD 25,000 - 36,000; Full time

Benefits offered by this job

Mentorship program

Networking opportunities

Professional development sessions

Job summary

Horizon Farm Credit offers a Credit Analyst Intern position for the summer of 2027 in Mechanicsburg, PA (and nearby locations). The program runs mid-May to early August, with paid 10–12 weeks of hands-on experience in agricultural lending, including financial trend analysis and underwriting exposure.

You will work on real projects, interact with credit professionals, and gain exposure to diverse borrower types while supporting community-focused lending initiatives.

Qualifications

• Pursuing a Bachelor’s degree in Finance, Business Administration, or related field.
• Preferred graduation May 2028–December 2029.
• GPA 3.0 or above.
• Courses in Financial Management, Financial Accounting, Portfolio Management and Analysis,Business Logistics, Auditing, Finance, and financial regulations.
• Ability to work independently with strong self-motivation.
• Excellent written and oral communication skills.
• Detail-oriented with strong organizational skills.
• Flexible to a changing work environment.

Responsibilities

• Conduct financial trend analysis and assist with the loan approval process.
• Learn underwriting resources and techniques for underwriting new and existing customers.
• Gain experience with a variety of business types, borrower structures, and loan requests.
• Networking opportunities with analysts, credit officers, and loan staff.
• Networking opportunities with industry partners and fellow interns.
• Exposure to a variety of roles and responsibilities within Farm Credit and its community.

Skills

Financial analysis

Communication skills

Self-motivation

Independent work

Attention to detail

Education

Pursuing Bachelor's degree in Finance or related field

Tools

Excel

Job description

Launch your finance career as a Credit Analyst Intern, where you’ll analyze real-world data, work with experienced professionals, and develop critical skills that will set you apart in the industry! Horizon Farm Credit is seeking a full-time Credit Analyst Intern for the summer of 2027 in either our Mechanicsburg, PA, Lewisburg, PA, or Reedsville, PA branch location. The intern’s location during the summer of 2027 will be considered prior to placement. To view locations, visit Locations | Horizon Farm Credit. There may be flexibility for alternative locations. The selected candidate will participate in a paid 10-12-week internship. Summer Intern hours are typically Monday to Friday from 8:00 a.m. – 4:30 p.m. The internship program is scheduled to run from mid-May through early August 2027.

Position Overview

As a Credit Analyst Intern at Horizon Farm Credit, you will gain an understanding of credit philosophies and lending activities for agricultural producers and agribusinesses. This is a terrific opportunity to get in-depth experience and learn the primary responsibilities of a credit underwriter. In this role, you will lead two to three high-impact projects designed to deliver meaningful value to the department. You will also have the opportunity to network with industry professionals, visit farming operations, participate in social events with other interns, and give back to the community.

Areas of Responsibilities

• Conduct financial trend analysis and assist with the loan approval process.
• Learn resources and techniques for underwriting new and existing customers.
• Gain experience with a variety of business types, borrower structures, and loan requests.
• Networking opportunities with analysts, credit officers, and loan staff.
• Networking opportunities with industry partners and fellow interns.
• Exposure to a variety of roles and responsibilities, providing a holistic view of how Farm Credit supports its customers and community members.

Required Qualifications & Preferred Skills

• Ambitious student currently pursuing a Bachelor’s degree program in Finance, Business Administration, or related field.
• Preferred expected graduation dates between May 2028 – December 2029.
• Strong academic background and a GPA of 3.0 or above.
• Experience with Coursework in Financial Management, Financial Accounting, Portfolio Management and Analysis, Business Logistics, Auditing, Finance, and Financial compliance/regulations.
• Ability to work independently, learn new tasks, solve problems, and show strong self-motivation.
• Excellent written and oral communication skills.
• Ability to work independently with general supervision and proven self-starter.
• Detail-oriented, independent judgment skills, strong organizational skills.
• Flexible to a changing work environment.

Who are we?

Horizon Farm Credit is an expert in agriculture, with over 100 years of serving rural America. As a premier rural lender, we're constantly growing and seeking new members for our team.As part of the Horizon Farm Credit team, you have the opportunity to make a difference in agriculture and rural communities.

What can we offer you?

• A unique opportunity to gain hands-on experience in a fast-paced environment that touches several areas of the Agricultural Lending industry.
• Mentorship from accomplished professionals eager to share their knowledge and insights.
• Networking opportunities that could shape your future career.
• Tailored professional development sessions.
• The ability to work with a diverse team of individuals is important.

Equal Opportunity Employer including veterans and individuals with disabilities