Credit Analyst I: Trusted Lending Advisor

Texas Bank and Trust; Tyler (TX); Vor Ort; USD 55.000 - 75.000; Vollzeit

Zusammenfassung

Texas Bank and Trust is seeking a Credit Analyst I to underwrite smaller, non-complex transactions and renewals in collaboration with Credit Management. The role focuses on analyzing credit risk, preparing presentations, and supporting loan decision-making.

Ideal candidates have a Bachelor’s degree in business/finance and strong analytical abilities, with an emphasis on attention to detail and teamwork. The position emphasizes confidentiality and professional customer service.

Qualifikationen

• Bachelor’s degree in business/finance, accounting, or economics.
• Strong analytical, organizational, negotiation, interpersonal and communication skills.
• Detail oriented with flexibility in a changing work environment.

Aufgaben

• Prepare Credit Request Presentations analyzing risk of extending credit.
• Confer with Credit Management and lenders on structures, terms, and risk ratings.
• Prepare financial spreads and ratio analysis using spreading software.
• Conduct annual analyses and memorandums for large commercial loan relationships.
• Stay current with compliance regulations and economic conditions in lending.

Kenntnisse

Analytical skills

Interpersonal communication

Team player

Negotiation

Organizational skills

Adaptability

Ausbildung

Bachelor’s degree in business/finance/accounting/economics

Tools

Spreadsheets

Spreading software

Word processing

Jobbeschreibung

Texas Bank and Trust is seeking a Credit Analyst I to underwrite smaller, non-complex transactions and renewals in collaboration with Credit Management. The role focuses on analyzing credit risk, preparing presentations, and supporting loan decision-making.

Ideal candidates have a Bachelor’s degree in business/finance and strong analytical abilities, with an emphasis on attention to detail and teamwork. The position emphasizes confidentiality and professional customer service.