Credit Analyst I: Grow Your Risk & Finance Skills

Lincoln-Federal-Savings-Bank-1; Lincoln (NE); On-site; USD 45,000 - 65,000; Full time

Job summary

Lincoln Federal Savings Bank is seeking an entry-level Credit Analyst I to assess creditworthiness of loan applicants and support daily loan operations. You will analyze financial statements, credit reports, tax returns, and cash flow projections to inform underwriting decisions.

The role emphasizes compliance with lending policies, collaboration with loan officers, and ongoing portfolio monitoring. Ideal candidates have 0–3 years in credit analysis and strong analytical and communication skills.

Qualifications

• Bachelor’s or associate degree in finance, accounting, economics, or related field.
• Strong analytical skills to interpret financial data and assess risk.
• Solid understanding of financial statements, accounting principles, cash flow analysis, and financial modeling techniques.
• Meticulous attention to detail to review and analyze complex financial documents accurately.
• Effective communication skills to convey credit analysis findings clearly.

Responsibilities

• Evaluate creditworthiness of loan applicants by analyzing financial data and credit reports.
• Assess risk and determine appropriate loan structures and terms.
• Prepare underwriting memos detailing analysis, payoff capacity, and collateral valuation.
• Ensure compliance with lending policies and regulatory guidelines.
• Collaborate with loan officers and other teams to gather information and facilitate approvals.

Skills

Analytical skills

Effective communication

Team collaboration

Time management

Attention to detail

Ethical standards

Education

Finance / Economics degree or related

Tools

Financial statement analysis

Cash flow analysis

Financial modeling

Underwriting familiarity

Job description

Lincoln Federal Savings Bank is seeking an entry-level Credit Analyst I to assess creditworthiness of loan applicants and support daily loan operations. You will analyze financial statements, credit reports, tax returns, and cash flow projections to inform underwriting decisions.

The role emphasizes compliance with lending policies, collaboration with loan officers, and ongoing portfolio monitoring. Ideal candidates have 0–3 years in credit analysis and strong analytical and communication skills.