Credit Analyst I

Weststar-Bank; El Paso (TX); On-site; USD 52,000 - 65,000; Full time

Job summary

WestStar is seeking an entry-level Credit Analyst I to support the commercial lending team with the credit underwriting process. You will gather financial data, analyze statements, and help prepare credit presentations for client renewals.

The role offers hands-on exposure to underwriting, loan documentation, and pricing ROEs within the bank's systems. A Bachelor’s degree and strong analytical skills are required, with travel to client meetings possible.

Qualifications

• Bachelor’s degree in Finance, Accounting, Economics or related field.
• Strong analytical and research skills.
• Attention to detail and accuracy.
• Proficient in MS Office, especially Excel.
• Excellent writing, communication, and interpersonal skills.
• Valid driver’s license and ability to travel to client meetings.

Responsibilities

• Gather and organize financial data and loan documents.
• Assist with financial statement analysis and spreads.
• Prepare basic credit presentations and renewals.
• Conduct preliminary borrower and market condition research.
• Update loan documentation in nCino.
• Price basic loan ROEs using internal pricing model.
• Support senior analysts with administrative tasks.
• Other duties as assigned.

Skills

Analytical skills

Research skills

Detail-oriented

Written and verbal communication

Driver’s license

Travel to client meetings

Microsoft Excel

Microsoft Office

nCino

Education

Bachelor's degree in Finance, Accounting, Economics (preferred) or related field

Tools

Microsoft Office Suite

Excel

nCino

Job description

Credit Analyst I

9 days ago Requisition ID: 1356

Summary

The Commercial Credit Analyst I is an entry-level position responsible for assisting the commercial lending team with the credit underwriting process. This role provides an excellent opportunity for individuals to gain experience in commercial lending and build a strong foundation in credit analysis.

Essential Functions

• Gather and organize financial data and loan application documents.
• Assist with financial statement analysis and spreads.
• Prepare basic credit presentations and renewals.
• Conduct preliminary research on borrowers and market conditions.
• Update and maintain loan documentation and credit files within nCino.
• Price basic loan ROEs using internal bank pricing model.
• Support senior analysts with various administrative tasks.
• Other duties and projects as assigned.

Required Education, Experience, Skills

• Bachelor's degree in Finance, Accounting, Economics (preferred), or a related field.
• Strong analytical and research skills.
• Excellent attention to detail and accuracy.
• Proficient in Microsoft Office Suite, including Excel.
• Strong writing, communication, and interpersonal skills.
• Ability to be able to challenge themselves in order to obtain new knowledge, ideas, and skills.
• Requires valid driver’s license; ability to travel/drive to client meetings.

Equipment Used

• Standard office equipment such as computers, phones, and photocopiers.

Supervisory Responsibility

• N/A

Working Conditions/Physical Requirements

• Office setting
• May require travel to client worksites, offices or other locations.

WestStar is an Equal Opportunity Employer and does not discriminate on the basis of any protected trait, including gender, race, ethnicity, disability, or veteran status.