Credit Analyst: Growth & Risk Insights

Everflow Supplies LLC; Sugar Land (TX); On-site; USD 60,000 - 65,000; Full time

Benefits offered by this job

Medical coverage

Dental coverage

Vision coverage

Paid time off

Retirement plans

Job summary

Everflow Supplies LLC in Sugar Land, TX is seeking a skilled Credit Analyst to evaluate customer creditworthiness, establish credit limits, and support cash flow objectives. You will collaborate with Accounts Receivable, Sales, and Finance to ensure sound credit decisions while helping growth.

The ideal candidate has 3+ years in credit analysis, strong financial statement knowledge, experience with NetSuite or similar ERP, proficiency in Excel, and excellent communication.

Qualifications

• Bachelor’s degree in finance, Accounting, Business Administration, or a related field.
• 3+ years of experience in credit analysis, accounts receivable, financial analysis, or commercial collections.
• Strong understanding of financial statements and credit risk assessment.
• Experience working with ERP systems (NetSuite preferred) and credit reporting tools.
• Proficiency in Microsoft Excel and financial analysis.
• Excellent analytical, organizational, and problem-solving skills.
• Strong verbal and written communication skills.
• Ability to manage multiple priorities in a fast-paced environment.

Responsibilities

• Review and analyze customer financial statements, credit reports, and trade references.
• Evaluate new customer credit applications and recommend appropriate credit limits.
• Monitor existing customer accounts and adjust credit limits as necessary.
• Assess credit risk and identify potential collection concerns.
• Maintain accurate customer credit files and supporting documentation.
• Partner with Accounts Receivable and Collections teams to resolve disputes impacting payment performance.
• Review aging reports and assist in mitigating delinquency risks.
• Prepare credit reviews and recommendations for management approval.
• Monitor customer payment trends and proactively identify high-risk accounts.
• Support order release decisions in accordance with company credit policies.
• Communicate credit decisions professionally to internal and external stakeholders.
• Ensure compliance with company policies, procedures, and internal controls.
• Provide collection support by managing an assigned portfolio of customer accounts, including following up on past-due invoices, resolving payment disputes, documenting collection activities, and escalating high-risk accounts as needed.
• Assist with collection efforts during periods of reduced credit analysis workload to support departmental cash flow objectives and maintain customer account health.
• Collaborate with Sales and Customer Service teams to balance risk management with customer relationship objectives.

Skills

Financial analysis

ERP systems (NetSuite)

Excel

Credit risk assessment

Analytical thinking

Communication skills

Multitasking

Education

Bachelor’s degree in finance/Accounting/Business Administration

Tools

NetSuite ERP

Credit reporting tools

Job description

Everflow Supplies LLC in Sugar Land, TX is seeking a skilled Credit Analyst to evaluate customer creditworthiness, establish credit limits, and support cash flow objectives. You will collaborate with Accounts Receivable, Sales, and Finance to ensure sound credit decisions while helping growth.

The ideal candidate has 3+ years in credit analysis, strong financial statement knowledge, experience with NetSuite or similar ERP, proficiency in Excel, and excellent communication.