Credit Analyst: Financials, Risk & Lending Support

Austin Bank; Longview, Northern (TX, KY); Hybrid; USD 55,000 - 80,000; Full time

Job summary

Austin Bank in Longview, TX is seeking a Credit Analyst to perform detailed financial statement analysis, cash flow projections, and borrower assessments to support lending decisions. The role emphasizes maintaining confidentiality and delivering superior customer service.

Responsibilities include preparing Credit Analyses, collaborating with loan officers, reviewing loan documents for compliance, and participating in Loan Committee discussions to ensure sound lending practices.

Qualifications

• Bachelor's degree required.
• 1–3 years related experience, or equivalent.
• Six hours of accounting

Responsibilities

• Prepare Credit Analysis including analysis of borrower and guarantor financial statements, cash flows, company history, competition, industry/market, borrowing relationship.
• Develop a list of questions and information needs for the loan officer.
• Review loan agreements and loan policy for compliance.
• Attend Loan Committee meetings.
• Maintain confidentiality and provide superior customer service.

Education

Bachelor's degree

Job description

Austin Bank in Longview, TX is seeking a Credit Analyst to perform detailed financial statement analysis, cash flow projections, and borrower assessments to support lending decisions. The role emphasizes maintaining confidentiality and delivering superior customer service.

Responsibilities include preparing Credit Analyses, collaborating with loan officers, reviewing loan documents for compliance, and participating in Loan Committee discussions to ensure sound lending practices.