Credit Analyst: Financial Analysis & Risk

Austin Bank; Longview (TX); Hybrid; USD 55,000 - 75,000; Full time

Job summary

Austin Bank in Longview, TX is seeking a diligent credit analyst to support loan decisions and customer relations. You will prepare detailed credit analyses, review financial statements, and assist in the loan process from documentation to committee review.

The role emphasizes accuracy, regulatory compliance, and teamwork within the Credit/ Lending department. A bachelor’s degree and 1–3 years of related experience are preferred, with accounting coursework beneficial.

Qualifications

• Customer service excellence and relationship-building abilities.
• Experience with credit analysis and financial statement evaluation.

Responsibilities

• Greets customers and provides superior customer service.
• Prepares Credit Analysis including analysis of borrower and guarantor financial statements, cash flows, and industry/market considerations.
• Attends Loan Committee meetings and supports loan decision processes.
• Reviews loan agreements and policy for compliance.
• Distributes loan packages to Committee Members after approval.

Skills

Customer service

Credit analysis

Education

Bachelor's degree or higher

Job description

Austin Bank in Longview, TX is seeking a diligent credit analyst to support loan decisions and customer relations. You will prepare detailed credit analyses, review financial statements, and assist in the loan process from documentation to committee review.

The role emphasizes accuracy, regulatory compliance, and teamwork within the Credit/ Lending department. A bachelor’s degree and 1–3 years of related experience are preferred, with accounting coursework beneficial.