Credit Analyst- CIP

Huntington; Houston (TX); Hybrid; USD 60,000 - 80,000; Full time

Job summary

Huntington is seeking a Credit Analyst in Houston, TX. This entry-level role supports credit decisions by gathering financial data and preparing analyses for loan approvals.

You will work with relationship managers and credit officers to monitor borrowers and assist in underwriting tasks. The position emphasizes financial analysis, accuracy, and collaborative decision-making within an office-based environment with potential flexible work arrangements.

Qualifications

• Bachelor's degree in Finance, Accounting, Business Administration or Economics is required.
• Proficiency with Microsoft Word and Excel is expected.
• Ability to analyze financial data and identify key credit risks is essential.

Responsibilities

• Collaborate with relationship managers and credit officers to grow market share and protect loan portfolio.
• Gather and analyze financial information to assess borrower's creditworthiness.
• Prepare underwriting documents and present summaries to deal teams.

Skills

Financial analysis

Excel

Word

Analytical thinking

Multi-tasking

Education

Bachelor's degree in Finance, Accounting, Business Administration or Economics

Tools

Excel

Word

Job description

## Credit Analyst- CIPApply: Office: Houston, TX: Full time: Posted Today: R0075701# **Description****Summary:**The Credit Analyst position is an entry point and career development position within the fast-paced and highly analytical Commercial Banking environment at Huntington. This position generally leads to a career in commercial banking as a portfolio manager, relationship manager or credit administration officer. We're looking for a self-starter and creative thinker who wants to grow with us.**Duties and Responsibilities:*** Work directly with relationship managers, portfolio managers and credit officers to expand market share, enhance relationship return, serve our customers, and protect the quality of the Bank's loan portfolio.* Gather and analyze financial and business information to determine a prospective or current borrower’s credit worthiness in accordance with the Bank’s credit policies and risk appetite.* Assist in the preparation of screening, underwriting and approval documents, taking increasing responsibility as experience is gained.* Prepare Excel charts, standard or customized, in service of analyzing a borrower’s financial wherewithal and ability to repay the debt.* Prepare written evaluations of borrowers' financial condition and future outlook for credit approvals, renewals and periodic portfolio reviews.* Verbally deliver summary analysis of borrowers’ financial condition within a deal team setting.* Record receipt of borrower-provided reporting and maintain credit files in accordance with Credit Policy.* Performs other duties as assigned.**Basic Qualifications:*** Bachelor's degree in Finance, Accounting, Business Administration or Economics**Preferred Qualifications:*** Internship(s) or prior experience working with loan credit quality or financial analysis.* Proficiency using Microsoft Word and Excel.* Ability to multi-task and self-manage workflow.* Demonstrated confidence, assertiveness, and professionalism.* Ability to analyze financial data and narrative information quickly and thoroughly.* Demonstrated high motivation level and goal-orientation.**Exempt Status: (Yes** = not eligible for overtime pay) (**No** = eligible for overtime pay)No**Workplace Type:**OfficeOur Approach to **Office** Workplace TypeCertain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.