Commercial Portfolio Manager II

Huntington; Houston, Northern (TX, KY); Hybrid; USD 85,000 - 115,000; Full time

Job summary

Huntington is seeking a Commercial Portfolio Manager II CIP in Houston, TX. This role partners with relationship managers to manage a portfolio of commercial customers, focusing on credit quality, risk assessment, and debt structuring. You will present credit actions to senior committees and mentor junior staff.

The position emphasizes portfolio performance, client relationships, and opportunities to optimize fees, deposits, and revenue while adhering to risk controls and underwriting standards.

Qualifications

• Bachelor’s Degree required.
• Minimum of 3+ years of relevant experience in Commercial Banking.
• Formal credit training preferred.
• In-depth knowledge of credit products, risk assessment and debt structuring.

Responsibilities

• Manage a portfolio of commercial customers in partnership with the relationship manager.
• Own credit quality monitoring and risk ratings for the portfolio.
• Underwrite quality and portfolio administration; monitor credit quality.
• Conduct portfolio reviews with senior management and participate in special projects.
• Mentor Credit Analysts and other team members.

Skills

Credit analysis

Risk assessment

Portfolio management

Debt structuring

Education

Bachelor's Degree

Job description

## Commercial Portfolio Manager IIApplyremote type: Officelocations: Houston, TXtime type: Full timeposted on: Posted Todayjob requisition id: R0073381# **Description****Summary:**The Commercial Portfolio Manager Portfolio Manager II – CIP is considered a market and industry resource, providing expertise and advisory guidance in complex debt and capital solutions.**Duties & Responsibilities:*** Manages a portfolio of commercial customers in partnership with the relationship manager.* Will have highly visible role in managing the customer relationship along with the relationship manager assigned to the account.* Service, deepen, and retain assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities.* Optimize customer relationships working directly with Relationship Managers to grow fees, deposits, and portfolio revenue.* Own primary responsibility for the credit quality and monitoring of Commercial portfolio risks. Will be responsible for risk rating new credits and ongoing updating of risk grades in assigned portfolio.* Responsible for underwriting quality, portfolio administration, and ongoing credit quality of assigned portfolio.* Will work directly with the Team Leader, Relationship Managers, Regional Commercial Management, and Regional Credit Officer.* Effectively present proposed credit actions in written analysis document and as necessary, verbally to Senior Loan Committee.* Conduct portfolio reviews with senior management* Must function in the team environment, where the colleague may be assigned to work with teams outside of their direct reporting line. Participation in special projects is expected.* Mentor Credit Analysts to develop required competencies and experience.* Prioritize work to meet customer expectations.* Analysis of existing portfolio to identify trends and opportunities.* Maintain up-to-date knowledge of market/industry trends* Will serve as a mentor/coach to junior portfolio managers, credit analysts and relationship managers.* Will have the ability to successfully interact with senior leadership, clients and prospects on a professional consultative basis.* Performs other duties as assigned.**Basic Qualifications:*** Bachelor’s Degree* Minimum of 3+ years of relevant experience in Commercial Banking.**Preferred Qualifications:*** Formal credit training.* Proven and in-depth knowledge of credit products, risk assessment and debt structuring.**Exempt Status: (Yes** = not eligible for overtime pay) (**No** = eligible for overtime pay)Yes**Workplace Type:**OfficeOur Approach to **Office** Workplace TypeCertain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.Huntington is an Equal Opportunity Employer.