Credit Analyst, Associate Director - Non-Bank Financial Institutions - Chicago

Fitch Group, Inc., Fitch Ratings, Inc., Fitch Solutions Group; Chicago (IL); On-site; USD 95,000 - 130,000; Full time

Job summary

Join an innovative firm as a Credit Analyst, Associate Director, where your analytical expertise will shape the future of Non-Bank Financial Institutions. In this dynamic role, you will engage with senior team members, conducting in-depth analyses and presenting findings to influential audiences. You'll thrive in a collaborative environment that values diversity and encourages the exchange of ideas. This position offers a unique opportunity to impact the credit ratings landscape while working with a global network of professionals. If you're driven by analytical challenges and eager to contribute to meaningful decisions, this role is perfect for you.

Qualifications

• 5-7 years of analytical experience in credit analysis.
• Strong expertise in Excel and Word for financial analysis.

Responsibilities

• Analyze quantitative and qualitative factors affecting credit quality.
• Develop financial tools and present analyses to rating committee.

Skills

Analytical Skills

Quantitative Skills

Excel

Word

Organizational Skills

Education

Bachelor’s Degree

MBA

CFA

Tools

Financial Spreads

Job description

Credit Analyst, Associate Director - Non-Bank Financial Institutions - Chicago

Requisition ID: 47183

Business Unit: Fitch Ratings

Category: Credit Analysis & Research

Location: Chicago, IL, US

Date Posted: Oct 6, 2024

At Fitch, we have an open culture where employees are able to exchange ideas and perspectives, throughout the organization, irrespective of their seniority. Your voice will be heard allowing you to have a real impact. We embrace diversity and appreciate authenticity encouraging an environment where employees can be their true selves. Our inclusive and progressive approach helps us to keep a balanced perspective. Fitch is also committed to supporting its employees by advancing conversations around diversity, equity and inclusion.

Credit Analyst, Associate Director – Non-Bank Financial Institutions

Fitch Ratings is adding a new Credit Analyst - Associate Director to our growing North American Non-Bank Financial Institutions Group.

The position involves working with senior members of the Non-Bank Financial Institutions team on all aspects of the rating process, including responsibility for a portfolio of companies.

What We Offer:

• Fitch Ratings offers a range of credit ratings, research, and data services to help investors make informed decisions.
• The Financial Institutions Group focuses on providing ratings and analysis for banks, insurance companies, and other financial institutions.
• Fitch Ratings is a global company with a presence in over 30 countries, offering opportunities to work with diverse teams and clients from around the world.

We’ll Count on You To:

• Perform analysis of key quantitative and qualitative factors influencing the credit quality of Non-Bank Financial Institutions;
• Develop and maintain financial spreads and tools;
• Present analysis of companies to Fitch's internal credit rating committee;
• Conduct onsite meetings with company management;
• Communicate rating rationale to external audiences (institutions investors, analysts and media) in meetings, conference calls, press releases and written research reports;
• Participate in the evaluation of other credits within Financial Institutions;
• Take an active role in assisting in related industry studies.

What You Need to Have:

• Bachelor’s degree at minimum;
• 5-7 years of analytical experience;
• Expertise in Excel and Word;
• Strong analytical, quantitative and organizational skills;
• Ability to shift fluidly between multiple projects as priorities change;
• Ability to excel in a team-oriented environment.

What Would Make You Stand Out:

• MBA and/or CFA, or progress toward these designations, a plus.
• Some coverage or knowledge of bank or non-bank sectors a plus;
• Capital markets and/or credit analysis experience a plus;

Why Fitch?

At Fitch Group, the combined power of our global perspectives is what differentiates us. Our global network of colleagues comes together to accomplish things greater than they ever could alone. Every team member is essential to our business and each perspective is critical to our success. We embrace a diverse culture that encourages a free exchange of ideas, guaranteeing your voice will be heard and your work will have an impact, regardless of seniority.

Fitch is committed to providing global securities markets with objective, timely, independent and forward-looking credit opinions. To protect Fitch’s credibility and reputation, our employees must take every precaution to avoid conflicts of interests or any appearance of a conflict of interest. Should you be successful in the recruitment process at Fitch Ratings you will be asked to declare any securities holdings and other potential conflicts prior to commencing employment. If you, or your immediate family, have any holdings that may conflict with your work responsibilities, you may be asked to divest yourself of them before beginning work.

Fitch is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.

FOR NEW YORK AND CALIFORNIA ROLES ONLY: Expected base pay rates for the role will be between $95,000 and $130,000. Actual salaries will be determined on an individualized basis and may vary based on factors including but not limited to education, training, experience, past performance, and other job-related factors.