Credit Analyst: Assess Risk & Drive Growth

Everflow Supplies Inc.; Sugar Land (TX); On-site; USD 60,000 - 65,000; Full time

Benefits offered by this job

Medical coverage

Dental coverage

Vision coverage

Paid time off

Company-sponsored retirement plans

Job summary

Everflow Supplies Inc. is seeking a Credit Analyst for our Sugar Land, TX location. The role focuses on evaluating customer creditworthiness, establishing credit limits, and minimizing financial risk to support cash flow objectives.

The ideal candidate has 3+ years in credit analysis or related fields, with a solid understanding of financial statements and ERP systems like NetSuite. Excellent Excel skills and strong communication are required.

Qualifications

• Bachelor’s degree in finance, accounting, business administration or related field.
• 3+ years of credit analysis, AR, financial analysis, or commercial collections.
• Strong understanding of financial statements and credit risk assessment.
• Experience with ERP systems (NetSuite preferred) and credit reporting tools.
• Proficiency in Microsoft Excel and financial analysis.
• Excellent analytical, organizational, and problem-solving skills.
• Strong verbal and written communication skills.
• Ability to manage multiple priorities in a fast-paced environment.

Responsibilities

• Review and analyze customer financial statements, credit reports, and trade references.
• Evaluate new customer credit applications and recommend appropriate credit limits.
• Monitor existing customer accounts and adjust credit limits as necessary.
• Assess credit risk and identify potential collection concerns.
• Maintain accurate customer credit files and supporting documentation.
• Partner with Accounts Receivable and Collections teams to resolve disputes impacting payment performance.
• Review aging reports and assist in mitigating delinquency risks.
• Prepare credit reviews and recommendations for management approval.
• Monitor customer payment trends and proactively identify high-risk accounts.
• Support order release decisions in accordance with company credit policies.
• Communicate credit decisions professionally to internal and external stakeholders.
• Ensure compliance with company policies, procedures, and internal controls.
• Provide collection support by managing an assigned portfolio of customer accounts, including following up on past-due invoices, resolving payment disputes, documenting collection activities, and escalating high-risk accounts as needed.
• Assist with collection efforts during periods of reduced credit analysis workload to support departmental cash flow objectives and maintain customer account health.
• Collaborate with Sales and Customer Service teams to balance risk management with customer relationship objectives.

Skills

Strong analytical skills

Excellent verbal and written沟通

Education

Bachelor’s degree in finance, Accounting, Business Administration, or related field

Tools

NetSuite

Microsoft Excel

Job description

Everflow Supplies Inc. is seeking a Credit Analyst for our Sugar Land, TX location. The role focuses on evaluating customer creditworthiness, establishing credit limits, and minimizing financial risk to support cash flow objectives.

The ideal candidate has 3+ years in credit analysis or related fields, with a solid understanding of financial statements and ERP systems like NetSuite. Excellent Excel skills and strong communication are required.